191 Bowers Mountain Rd, Franklin, NC 28734 Property Records

Macon County property record for 191 Bowers Mountain Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 781 sqft · built 1981
Lot Size	7.4 acres (322,344 sqft)
Owner	Company Name on File
Last Sale	$257,000 (Nov 2021)
Tax Bill	$1,012 (2025)
Deeds & Mortgages	Apr 2023 Transfer Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6558772620`

Property Details

APN / Parcel Number

Primary APN	`6558772620`
Alternative APNs	`1000702` `151000` `154809`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	781 sqft Heated Area
1st Floor Area	781 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	322,344 sqft (7.4 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	154809
Street Address	191 BOWERS MOUNTAIN RD
City	FRANKLIN
State	NC
Zip	28734-6209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	RD 1369
Jurisdiction	MACON NC
Township / Civil Division	BURNINGTOWN
Census Block Group	1
Census Block	1070
Census Tract	970200

Owner

Source: Macon County records · APN 6558772620

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3385 THORNEWOOD DR, ATLANTA, GA 30340-4023
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Intrafamily Transfer, Transfer
Nov 01, 2021	Warranty Deed, Transfer
May 23, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 01, 2021 · Amount on Record
Deed Sale	Nov 01, 2021 · Amount on Record
Prior Sale	May 23, 2019 · Amount on Record
Deed Document Number	202110374
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Apr 27, 2023
Property Address	191 BOWERS MOUNTAIN RD, FRANKLIN, NC 28734-6209
Document Number	000M42/533
Book / Page	M-42 / 533
Map Reference	MB 5 CARD 10303
Instrument Date	Apr 24, 2023
Instrument	2023002422
Transaction Type	Transfer
Record Updated	May 09, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3385 THORNEWOOD DR, ATLANTA, GA 30340-4023

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Nov 01, 2021
Property Address	191 BOWERS MOUNTAIN RD, FRANKLIN, NC 28734-6209
Document Number	J41/1442
Book / Page	J-41 / 1442
Map Reference	MB 5 CARD 10303
Instrument Date	Nov 01, 2021
Instrument	2021010374
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Amount	Amount Recorded
Tax	$514.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3385 THORNEWOOD DR, ATLANTA, GA 30340-4023

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 23, 2019
Property Address	191 BOWERS MOUNTAIN RD, FRANKLIN, NC 28734-6209
Document Number	F39/0256
Book / Page	F-39 / 0256
Instrument Date	May 23, 2019
Instrument	2019003129
Transaction Type	Transfer
Record Updated	Oct 04, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 BOWERS MOUNTAIN RD, FRANKLIN, NC 28734-6209

Mortgage

Document Number	2019003130
Date	May 23, 2019
Instrument	2019003130

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	5 Years
Min Rate At Change	3.75%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,560 (+1.91%) Land $135,800 Building $120,760	$256,560 (+1.91%) Land $135,800 Building $120,760
2025	$1,012.00 (+1.2%)
2023	$1,000.00	$251,760 Land $135,800 Building $115,960	$251,760 Land $135,800 Building $115,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (37113C), as of November 8, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371139702001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2004–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Based on FCC filings for 6 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

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