191 Ave A, Geneva, FL 32732 Property Records

Seminole County property record for 191 Ave A, Geneva, FL 32732 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,386 sqft · built 1987
Lot Size	0.223 acres (9,750 sqft)
Owner	Individual Name on File
Last Sale	$248,500 (Nov 2020)
Tax Bill	$3,146 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jan 2018 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`21-20-32-504-0100-0110`

Property Details

APN / Parcel Number

Primary APN	`21-20-32-504-0100-0110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,386 sqft Living Area
1st Floor Area	1,035 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2010
Exterior Material	Siding
Construction Type	Wood Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,750 sqft
Lot Dimensions	130 ft deep x 75 ft wide
Garage Area	351 sqft
Porch	Porch
Porch Area	44 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	191 AVENUE A
City	GENEVA
State	FL
Zip	32732-8920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL LOT 11 & W 85 FT OF LOT 12 BLK 1 GENEVA PB 2 PG 12
Legal Range	32E
Legal Township	20S
Legal Section	21
Legal Subdivision	GENEVA
Legal Tract	504
Legal Block	1
Legal Lot Number	11-12
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1042
Census Tract	21201

Owner

Source: Seminole County records · APN 21-20-32-504-0100-0110

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	191 AVENUE A, GENEVA, FL 32732-8920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 02, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Jan 03, 2018	Warranty Deed, Construction Loan · Construction Mortgage FLORIDA R/E ENDEAVORS 6 LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 02, 2020 · Amount on Record
Deed Sale	Nov 02, 2020 · Amount on Record
Prior Sale	Jan 03, 2018 · Amount on Record
Deed Document Number	2020124840
Deed Book / Page	9749 / 1306
Record Updated	Jun 08, 2026

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Nov 02, 2020
Property Address	191 AVENUE A, GENEVA, FL 32732-8920
Document Number	0097491306
Book / Page	9749 / 1306
Map Reference	MB 2 PG 12
Instrument Date	Oct 29, 2020
Instrument	2020124840
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2021
Title Company	ALAMO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,739.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2321 WACCASSA ST, 2321, GENEVA, FL 32732-9242

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 AVENUE A, GENEVA, FL 32732-8920

Mortgage

Document Number	0097491308
Date	Nov 02, 2020
Instrument	9749/1308

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

January 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jan 03, 2018
Property Address	191 AVENUE A, GENEVA, FL 32732-8920
Document Number	0090510493
Book / Page	009051 / 000493
Instrument Date	Dec 15, 2017
Instrument	630
Transaction Type	Construction Loan
Record Updated	Jan 23, 2018
Title Company	ALOMA TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2321 WACCASSA ST GENEVA FL 327329242, GENEVA, FL 32732-9242

Mortgage

Document Number	90510496
Date	Jan 03, 2018
Book Page	009051/000496
Instrument	632

Lender

Name	FLORIDA R/E ENDEAVORS 6 LLC
Address	1535 SMOKETREE CIR, APOPKA, FL 32712-8176

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 02, 2019

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,146.00 (+2.18%) Homeowner's exemption	$263,243 (+5.99%)	$280,007 (+6.35%) Land $74,000 Building $206,007
2023	$3,079.00 (+2.67%) Homeowner's exemption	$248,373 (+3%)	$263,293 (+2.71%) Land $70,000 Building $193,293
2022	$2,999.00 Homeowner's exemption	$241,139	$256,343 Land $65,000 Building $191,343

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170212011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 22 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	16 (1994–2022)
Claims Outside the SFHA	7 of 16
Most Recent Claim	Sep 2022, river or lake flooding, Hurricane Ian
Claims By Storm	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 3 claims Tropical Storm Fay, Aug 2008 · 3 claims

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 44% of Florida
Wildfire Likelihood	About 1 in 319 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 146 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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