191 Autumn Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 191 Autumn Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,504 sqft · built 1988
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$36,700 (Jan 2022)
Tax Bill	$1,100 (2025)
Deeds & Mortgages	Jan 2022 Sale May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-25-31-2869-0001-0450`

Property Details

APN / Parcel Number

Primary APN	`20-25-31-2869-0001-0450`
Alternative APNs	`253120286900010450` `91467`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,504 sqft Living Area
Gross Area	1,752 sqft
1st Floor Area	1,504 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Garage Area	378 sqft
Carport	Carport
Carport Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Florida Room
Porch Area	240 sqft
Deck Area	36 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	191 AUTUMN CT
City	SAINT CLOUD
State	FL
Zip	34771-9637
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	ORMH
Legal Description	COUNTRYSIDE PB 4 PG 18-20 LOT 45
Legal Range	31E
Legal Township	25S
Legal Section	20
Legal Subdivision	COUNTRYSIDE
Legal Tract	2869
Legal Block	450
Legal Lot Number	45
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3002
Census Tract	43700

Owner

Source: Osceola County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	191 AUTUMN CT, SAINT CLOUD, FL 34771-9637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Quit Claim Deed, Transfer Quitclaim
May 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2022 · Amount on Record
Deed Sale	Jan 28, 2022 · Amount on Record
Deed Document Number	202215382
Deed Book / Page	6138 / 2664
Prior Transfer Date	Jan 24, 2022
Prior Transfer Doc	0061382664
Record Updated	Jun 8, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 28, 2022
Property Address	191 AUTUMN CT, SAINT CLOUD, FL 34771-9637
Document Number	0061382664
Book / Page	6138 / 2664
Map Reference	MB 4 PG 18-20
Instrument Date	Jan 24, 2022
Instrument	2022015382
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Amount	Amount Recorded
Tax	$256.90
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	191 AUTUMN CT, SAINT CLOUD, FL 34771-9637

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	611 NEW YORK AVE, SAINT CLOUD, FL 34769-2874

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	191 AUTUMN CT, SAINT CLOUD, FL 34771-9637
Document Number	0051562684
Book / Page	005156 / 002684
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 17, 2017
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	191 AUTUMN CT ST CLOUD FL 347719637, ST CLOUD, FL 34771-9637

Mortgage

Document Number	0051562684
Date	May 31, 2017
Book Page	005156/002684
Instrument	79791

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 30, 2027

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,100.00 (+17.02%) Homeowner's exemption	$57,818 (+5.99%)	$192,700 (+10.43%) Land $55,000 Building $137,700
2024	$940.00 (+1.51%)
2023	$926.00 (-0.86%) Homeowner's exemption Disabled Person's exemption	$54,553 (+3%)	$174,500 (+33.51%) Land $45,000 Building $129,500
2022	$934.00 Homeowner's exemption Disabled Person's exemption	$52,965	$130,700 Land $45,000 Building $85,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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