Mesa County property record for 191 Arches Dr, Fruita, CO 81521
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,924 sqft · built 2006 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Sep 2015) |
| Tax Bill | $2,365 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2697-162-35-006 |
| Primary APN | 2697-162-35-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,924 sqft Living Area |
| Gross Area | 2,344 sqft |
| 1st Floor Area | 1,222 sqft |
| Upper Floors Area | 702 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Open/Unfinished Porch |
| Porch Area | 158 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R010827 |
|---|---|
| Street Address | 191 ARCHES DR |
| City | FRUITA |
| State | CO |
| Zip | 81521-3051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLK 2 CANTERBURY PARK SUBDIVISION SEC 16 1N 2W & AN UND INT IN TRACTS - 0.21AC |
| Legal Range | 002 |
| Legal Township | 01N |
| Legal Section | 16 |
| Legal Subdivision | CANTERBURY PARK SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | MESA CO |
| Township / Civil Division | FRUITA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 1504 |
191 Arches Dr is owned and occupied by two individuals who bought it in September 2015.
Source: Mesa County records, as of April 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 191 ARCHES DR, FRUITA, CO 81521-3051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2022 | Deed of Trust, Mortgage · Line of Credit BELLCO CU |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2015 · Amount on File |
| Deed Sale | Sep 28, 2015 · Amount on File |
| Prior Sale | Feb 22, 2013 · Amount on File |
| Deed Document Number | 20152738463 |
| Deed Book / Page | 5776 / 148 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 191 ARCHES DR, FRUITA, CO 81521-3051 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003035634 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 3035634 |
| Name | BELLCO CU |
|---|---|
| Type | Credit Union |
| Address | ENGLEWOOD, CO 80111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 16, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 191 ARCHES DR, FRUITA, CO 81521-3051 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAND TITLE GUARANTEE |
| Name | Verified Name |
|---|
| Document Number | 0002925328 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 2925328 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 191 Arches Dr was $2,365, up 14.3% from the year before.
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Municipality | Fruita City |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,365.00 (+14.31%) | $28,390 (+12.48%) Land $5,940 Building $22,450 | $454,230 Land $95,000 Building $359,230 |
| 2024 | $2,069.00 (+0.53%) | $25,240 (-) Land $4,560 Building $20,680 | |
| 2023 | $2,058.00 (+13.33%) | $25,240 (+15.2%) Land $4,560 Building $20,680 | $376,680 Land $68,060 Building $308,620 |
| 2022 | $1,816.00 | $21,910 Land $4,170 Building $17,740 | |
| 2021 | $315,200 Land $60,000 Building $255,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 191 Arches Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 191 Arches Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WCD serves 92,580 people · EPA ID CO0139791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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