191 Arbor Loop, Ashland City, TN 37015 Property Records

Cheatham County property record for 191 Arbor Loop, Ashland City, TN 37015

Property Summary

Property Type	Exempt (Full or Partial)
Lot Size	0.412 acres (17,955 sqft)
Owner	Company Name on File
Last Sale	$1,900,000 (Apr 2022)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011049J D 02900`

Property Details

APN / Parcel Number

Primary APN	`011049J D 02900`
Alternative APNs	`011049J D 02900 002` `049J D 02900 002` `049J D 02900`

Interior

Plumbing Fixtures	6 Plumbing Fixtures

Exterior

Lot Area	17,955 sqft (0.412 acres)
Terrain	Rolling
Driveway	Driveway
Driveway Area	400 sqft

Exterior Amenities

Porch	Porch
Porch Area	96 sqft
Deck Area	144 sqft
Storage Building	1,736 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	ARBOR LOOP
City	ASHLAND CITY
State	TN
Zip	37015
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Subdivision	ARBOR ROW SUB FINAL PLAT
Legal Lot Number	9
Jurisdiction	CHEATHAM TN
Township / Civil Division	1
Census Block Group	1
Census Block	1007
Census Tract	70300

Owner

191 Arbor Loop is owned by a company that bought it in April 2022.

Source: Cheatham County records, as of April 2, 2026

Owner of Record	Company Name on File
Mailing Address	119 CUMBERLAND ST, ASHLAND CITY, TN 37015-1233
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Commercial Mortgage ENCORE FINANCE GROUP LLC
Apr 29, 2022	Deed of Trust, Mortgage · Line of Credit ONE BANK OF TENNESSEE
Apr 13, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2022 · Amount on File
Deed Sale	Apr 13, 2022 · Amount on File
Deed Document Number	2022227573
Deed Book / Page	602 / 583
Prior Transfer Date	Oct 6, 2021
Prior Transfer Doc	0000221949
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEATHAM TN
Property Address	191 ARBOR LOOP, ASHLAND CITY, TN 37015-1331
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RB 6522642
Date	Jan 12, 2026
Book Page	652/2642
Instrument	257276

Lender

Name	ENCORE FINANCE GROUP LLC
Address	NEW YORK, NY 10019

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEATHAM TN
Property Address	191 ARBOR LOOP, ASHLAND CITY, TN 37015-1331
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB 603697
Date	Apr 29, 2022
Book Page	603/697
Instrument	228168

Lender

Name	ONE BANK OF TENNESSEE
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEATHAM TN
Recording Date	Apr 13, 2022
Property Address	191 ARBOR LOOP, ASHLAND CITY, TN 37015-1331
Document Number	0RB 602583
Book / Page	602 / 583
Map Reference	MB 595 PG 2771-2799
Instrument Date	Apr 12, 2022
Instrument	227573
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Amount	Amount on Record
Tax	$7,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 CUMEERLAND STREET, ASHLAND CITY, TN 37015
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cheatham County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Cheatham County
Municipality	Ashland City Town
Unified School District	Cheatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Market Value
2024	$59,800 Land $59,800

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 191 Arbor Loop in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	140 units insured incl. 136 condo units
Nearby Flood Claims	11 (1978–2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 191 Arbor Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND CITY WATER DEPARTMENT serves 9,159 people · EPA ID TN0000023
Water Source	Surface water
Last State Inspection	Aug 2024
Also Mapped Here	PLEASANT VIEW UTILITY DISTRICT
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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