191 Apprentice Way, Gerrardstown, WV 25420 Property Records

Berkeley County property record for 191 Apprentice Way, Gerrardstown, WV 25420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,566 sqft · built 2005
Lot Size	5.5 acres (239,580 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Oct 2022)
Tax Bill	$2,402 (2025)
Deeds & Mortgages	Jun 2015 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-26-0127.0000`

Property Details

APN / Parcel Number

Primary APN	`03-26-0127.0000`
Alternative APNs	`02-03-26-0127.0000` `07218862`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,566 sqft Living Area
1st Floor Area	1,566 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	239,580 sqft (5.5 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	07218862
Street Address	191 APPRENTICE WAY
City	GERRARDSTOWN
State	WV
Zip	25420-4461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.50 AC LOT 27 SEC 1 ROUND TOP ESTATES SD
Legal Subdivision	ROUND TOP ESTATES SD
Legal Lot Number	27
Jurisdiction	BERKELEY WV
Township / Civil Division	VALLEY
Census Block Group	3
Census Block	3008
Census Tract	971802

Owner

Source: Berkeley County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	191 APPRENTICE WAY, GERRARDSTOWN, WV 25420-4461
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2015	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Oct 20, 2022	Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK
Jun 28, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2022 · Amount on Record
Deed Sale	Oct 20, 2022 · Amount on Record
Deed Document Number	20220037104
Deed Book / Page	1415 / 521
Record Updated	Sep 20, 2026

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	191 APPRENTICE WAY, GERRARDSTOWN, WV 25420-4461
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002962/067
Date	Jun 16, 2015
Book Page	2962/067
Instrument	20150030076

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2030

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Oct 20, 2022
Property Address	191 APPRENTICE WAY, GERRARDSTOWN, WV 25420-4461
Document Number	001415/521
Book / Page	1415 / 521
Map Reference	PC 8 SLS 3-7
Instrument Date	Oct 17, 2022
Instrument	20220037104
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,157.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 APPRENTICE WAY, GERRARDSTOWN, WV 25420-4461
Investor	Possibly a Property Investor

Mortgage

Document Number	20220037105
Date	Oct 20, 2022
Instrument	20220037105

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.7%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2.88%
Max Rate At Change	6.7%
Index	1-Year CMT
Max Rate	8.7%

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Jun 28, 2022
Property Address	191 APPRENTICE WAY, GERRARDSTOWN, WV 25420-4461
Document Number	001399/597
Book / Page	1399 / 597
Map Reference	PC 8 SLS 3-7
Instrument Date	Jun 27, 2022
Instrument	20220024473
Transaction Type	Transfer
Record Updated	Jul 21, 2022

Transaction

Amount	Amount Recorded
Tax	$2,541.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 APPRENTICE WAY, GERRARDSTOWN, WV 25420-4461

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,402.00 (+10.79%)	$197,600 (+15.14%) Land $60,620 Building $136,980	$329,300 (+15.14%) Land $101,000 Building $228,300
2023	$2,168.00	$171,620 Land $56,120 Building $115,500	$286,000 Land $93,500 Building $192,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 49% of West Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
Morgan Wireless Fixed Wireless · not low latency	25 / 3
T-Mobile Fixed Wireless	25 / 3
Frontier DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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