191 Annapolis St E, Saint Paul, MN 55118 Property Records

Ramsey County property record for 191 Annapolis St E, Saint Paul, MN 55118

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 769 sqft · built 1920
Lot Size0.111 acres (4,841 sqft)
OwnerIndividual Name on File
Last Sale$177,000 (Jan 2019)
Tax Bill$4,260 (2025)
Deeds & MortgagesJan 2019 Sale & Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN08-28-22-34-0165

Property Details

APN / Parcel Number

Primary APN08-28-22-34-0165
Alternative APNs
  • 8530900
  • 591034

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area769 sqft Living Area
1st Floor Area769 sqft
Basement Area115 sqft
Finished Basement115 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1953
Architectural StyleRanch
Exterior MaterialStucco
Lot Area4,841 sqft (0.111 acres)
Lot Dimensions103 ft deep x 47 ft wide
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number591034
Street Address191 ANNAPOLIS ST E
CitySAINT PAUL
StateMN
Zip55118-5004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBELVIDERE PK SUB OF L2 BIDWELL LOT 8 BLK 3
Legal Range22
Legal Township28
Legal Section08
Legal SubdivisionBELVIDERE PK SUB OF L2 BIDWELL
Legal Block3
Legal Lot Number2,8
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group4
Census Block4018
Census Tract37200

Owner

191 Annapolis St E is owned and occupied by an individual who bought it in January 2019.

Source: Ramsey County records, as of August 7, 2026

Owner of RecordIndividual Name on File
Mailing Address191 ANNAPOLIS ST E, SAINT PAUL, MN 55118-5004
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2019Warranty Deed, Transfer · FHA Mortgage
LAKE AREA MTG
Aug 6, 2018Deed of Trust, Mortgage
SUNRISE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 29, 2019 · Amount on File
Deed SaleJan 29, 2019 · Amount on File
Deed Document Number20192632550
Record UpdatedOct 29, 2026

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateJan 29, 2019
Property Address191 ANNAPOLIS ST E, SAINT PAUL, MN 55118-5004
Document Number0002632550
Instrument DateJan 11, 2019
Instrument2632550
Transaction TypeTransfer
Record UpdatedFeb 14, 2019
Title CompanyTITLESMART

Transaction

AmountAmount on Record
Tax$601.80
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address191 ANNAPOLIS ST E ST PAUL MN 551185004, ST PAUL, MN 55118-5004

Mortgage

Document Number2632551
DateJan 29, 2019
Instrument2632551
Lender
NameLAKE AREA MTG
TypeMortgage Company
AddressSHOREVIEW, MN 55126
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 28, 2049

Mortgage

Document Number2632552,
DateJan 29, 2019
Instrument2632552
Lender
NameLAKE AREA MTG
TypeMortgage Company
AddressSHOREVIEW, MN 55126
Agreement
AmountAmount on Record
Term360 Months
DueJan 28, 2049

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address191 ANNAPOLIS ST E, SAINT PAUL, MN 55118-5004
Document Number0002620580
Instrument DateAug 6, 2018
Transaction TypeMortgage
Record UpdatedAug 17, 2018
Title CompanyLAND TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2108 E 43RD ST MINNEAPOLIS MN 554073050, MINNEAPOLIS, MN 55407-3050

Mortgage

Document Number0002620580
DateAug 7, 2018
Instrument2620580
Lender
NameSUNRISE BK
TypeBank
Address2300 COMO AVE, ST PAUL, MN 55108-1722
Agreement
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 191 Annapolis St E was $4,260 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$261,900 Land $23,700 Building $238,200$261,900 Land $23,700 Building $238,200
2025$4,260.00
2023$3,074.00 Homeowner's exemption$232,100 Land $18,300 Building $213,800$232,100 Land $18,300 Building $213,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 191 Annapolis St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 191 Annapolis St E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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