191 Andrew Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 191 Andrew Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,446 sqft · built 1995
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$129,600 (May 2005)
Tax Bill	$2,075 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0034D068000`

Property Details

APN / Parcel Number

Primary APN	`0034D068000`
Alternative APNs	`0034D068` `16870`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,446 sqft Heated Area
1st Floor Area	1,446 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	127 ft deep x 117 ft wide
Garage Area	528 sqft
Porch	Open Porch
Porch Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16870
Old Parcel Number	0034D068000
Street Address	191 ANDREW RD
City	RINGGOLD
State	GA
Zip	30736-4148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 68 HURRICANE HEIGHTS
Legal Subdivision	HURRICANE HEIGHTS
Legal Lot Number	68
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	3
Census Block	3006
Census Tract	30402

Owner

191 Andrew Rd is owned and occupied by an individual who bought it in May 2005.

Source: Catoosa County records, as of January 30, 2026

Owner of Record	Individual Name on File
Mailing Address	191 ANDREW RD, RINGGOLD, GA 30736-4148
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Line of Credit TRUST FEDERAL CREDIT UNION
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage RELIANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2005 · Amount on File
Deed Sale	May 13, 2005 · Amount on File
Deed Document Number	0001188177
Deed Book / Page	1188 / 177
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	191 ANDREW RD, RINGGOLD, GA 30736-4148
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 ANDREW RD, RINGGOLD, GA 30736-4148

Mortgage

Document Number	0021760000000295
Date	Oct 18, 2021
Book Page	0000002176/0000000295
Instrument	010196

Lender

Name	TRUST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Oct 17, 2023

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	191 ANDREW RD, RINGGOLD, GA 30736-4148
Transaction Type	Mortgage
Record Updated	Jul 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 ANDREW RD, RINGGOLD, GA 30736-4148

Mortgage

Document Number	0021460000000677
Date	Jun 22, 2021
Book Page	0000002146/0000000677
Instrument	006037

Lender

Name	RELIANT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 191 Andrew Rd was $2,075 with a homeowner's exemption.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,075.00 Homeowner's exemption	$115,418 Land $12,000 Building $103,418	$288,545 Land $30,000 Building $258,545
2023	$1,864.00 (+25.52%) Homeowner's exemption	$85,294 Land $10,000 Building $75,294	$213,235 Land $25,000 Building $188,235
2022	$1,485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 191 Andrew Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1995–2025)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 191 Andrew Rd is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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