191 Abby Ln, Sparta, NC 28675 Property Records

Alleghany County property record for 191 Abby Ln, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft · built 1990
Lot Size	1.57 acres (68,389 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Aug 2022)
Tax Bill	$920 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3998732114`

Property Details

APN / Parcel Number

Primary APN	`3998732114`
Alternative APNs	`79046` `82173`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	720 sqft
Sunroom	Sunroom

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Cottage
Exterior Material	Other
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	68,389 sqft (1.57 acres)

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	82173
Street Address	191 ABBY LN
City	SPARTA
State	NC
Zip	28675-9704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#6 ALLISON ROBERT
Legal Subdivision	ALLISON, ROBERT TRACT 3
Legal Block	122
Legal Lot Number	6
Jurisdiction	ALLEGHANY NC
Township / Civil Division	CHERRY LANE
Census Block Group	3
Census Block	3039
Census Tract	950100

Owner

191 Abby Ln is owned and occupied by two individuals who bought it in August 2022.

Source: Alleghany County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	191 ABBY LN, SPARTA, NC 28675-9704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY BANK
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Oct 15, 2018	Deed of Trust, Mortgage STATE EMPLOYEES CREDIT UNION
Oct 15, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 9, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2022 · Amount on File
Deed Sale	Aug 5, 2022 · Amount on File
Deed Document Number	20221851
Deed Book / Page	431 / 148
Prior Transfer Date	Oct 12, 2018
Prior Transfer Doc	395/1219
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Aug 5, 2022
Property Address	191 ABBY LN, SPARTA, NC 28675-9704
Document Number	000431/148
Book / Page	431 / 148
Map Reference	MB 12 PG 286
Instrument Date	Jul 28, 2022
Instrument	1851
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 HENDERSON DR, 515, JACKSONVILLE, NC 28540-4905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3007 MOONSTONE LN, INDIAN TRAIL, NC 28079-5542

Mortgage

Document Number	0000001852
Date	Aug 5, 2022
Instrument	1852

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	191 ABBY LN, SPARTA, NC 28675-9704
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	417/113
Date	Apr 1, 2021
Book Page	417/113
Instrument	853

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	191 ABBY LN, SPARTA, NC 28675-9704
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000395/0000001222
Date	Oct 15, 2018
Book Page	0000000395/0000001222
Instrument	000000002039

Lender

Name	STATE EMPLOYEES CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	231 Months
Due	Jan 1, 2038

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Oct 15, 2018
Property Address	191 ABBY LN, SPARTA, NC 28675-9704
Document Number	395/1219
Book / Page	395 / 1219
Instrument Date	Oct 12, 2018
Instrument	000000002038
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 HEDNDERSON DR, JACKSONVILLE, NC 28540-4905

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Nov 9, 2017
Property Address	191 ABBY LN, SPARTA, NC 28675-9704
Document Number	388/1483
Book / Page	388 / 1483
Map Reference	PL 5 PG 123
Instrument Date	Oct 3, 2017
Instrument	02169
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	142 STRAWBERRY LN, 142, JACKSONVILLE, NC 28540-8652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 HENDERSON DR, JACKSONVILLE, NC 28540-4905

Tax Assessment & Valuation

The 2026 property tax bill for 191 Abby Ln was $920, up 1.1% from the year before.

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$920.00 (+1.1%)	$127,600 (-) Land $34,800 Building $92,800	$127,600 Land $34,800 Building $92,800
2025	$910.00	$127,600 Land $34,800 Building $92,800
2023		$127,600 Land $34,800 Building $92,800	$127,600 Land $34,800 Building $92,800
2021			$127,600 Land $34,800 Building $92,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 191 Abby Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 191 Abby Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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