191 2nd St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 191 2nd St, Troy, NY 12180

Property Summary

Details	5 bd · 4 ba · 7,824 sqft · built 1900
Lot Size	0.083 acres (3,608 sqft)
Owner	Trust Name on File
Last Sale	$464,000 (Aug 2010)
Tax Bill	$16,887 (2026)
Deeds & Mortgages	Feb 2022 Refinance Nov 2022 Refinance + 1 more
APN	`381700 100.76-10-6.1`

Property Details

APN / Parcel Number

Primary APN	`381700 100.76-10-6.1`
Alternative APN	`0803260`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	7,824 sqft Living Area
1st Floor Area	2,616 sqft
2nd Floor Area	2,616 sqft
Upper Floors Area	2,592 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Brick
Lot Area	3,608 sqft (0.083 acres)
Lot Dimensions	130 ft deep x 27.8 ft wide
Porch	Slab
Porch Area	556 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0803260
Street Address	191 2ND ST
City	TROY
State	NY
Zip	12180-4437
Property Category	Other
Property Type	Unknown
Local Zoning Code	MF
Legal Description	3 STY BR HSE 89-29-30 9-04/41
Legal Block	10
Legal Lot Number	6.001
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	2
Census Block	2015
Census Tract	40800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Washington Park Historic District listed 1973 · 56 contributing resources · NRIS 73001259

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

191 2nd St is owner-occupied and held in a trust since March 2019.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	Trust Name on File
Mailing Address	191 2ND ST, TROY, NY 12180-4437
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES FCU
Nov 15, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance PREMIUM MORTGAGE CO
Mar 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2010 · Amount on File
Deed Sale	Aug 4, 2010 · Amount on File
Deed Book / Page	5560 / 30
Last Transfer Date	Mar 21, 2019
Transfer Doc	0087920054
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	191 2ND ST, TROY, NY 12180-4437
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099480183
Date	Feb 15, 2022
Book Page	9948/183
Instrument	2022-605941

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RENSSELAER NY
Recording Date	Nov 15, 2022
Property Address	191 2ND ST, TROY, NY 12180-4437
Document Number	0102420121
Book / Page	10242 / 121
Instrument Date	Nov 6, 2022
Instrument	2022-619859
Transaction Type	Transfer
Record Updated	Dec 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 2ND ST, TROY, NY 12180-4437

Mortgage

Document Number	0102420126
Date	Nov 15, 2022
Book Page	10242/126
Instrument	2022-619860

Lender

Name	PREMIUM MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RENSSELAER NY
Recording Date	Mar 29, 2019
Property Address	191 2ND ST, TROY, NY 12180-4437
Document Number	0000549079
Book / Page	008792 / 000054
Instrument Date	Mar 21, 2019
Instrument	549079
Transaction Type	Transfer
Record Updated	May 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	191 2ND ST TROY NY 121804437, TROY, NY 12180-4437

Tax Assessment & Valuation

The 2026 property tax bill for 191 2nd St was $16,887 with a homeowner's exemption, down 20.4% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,887.00 (-20.36%) Homeowner's exemption
2025	$21,203.00	$470,000 Land $9,200 Building $460,800	$804,800 Land $15,754 Building $789,046
2023		$464,000 (-) Land $9,200 Building $454,800	$662,900 (+8.58%) Land $13,144 Building $649,756
2022	$20,413.00 Homeowner's exemption	$464,000 Land $9,200 Building $454,800	$610,526 Land $12,105 Building $598,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 191 2nd St; 19 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 191 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Massivemesh Networks, T-Mobile.

Nearby Properties on 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures