191 1st St, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 191 1st St, Templeton, CA 93465

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 859 sqft · built 1900
Lot Size0.086 acres (3,750 sqft)
OwnerIndividual Name on File
Last Sale$460,000 (Dec 2018)
Tax Bill$6,020 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN041-082-020

Property Details

APN / Parcel Number

Primary APN041-082-020
Alternative APN
  • 041082009

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area859 sqft Living Area

Exterior

Year BuiltBuilt 1900
Construction TypeWood
Lot Area3,750 sqft (0.086 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Old Parcel Number041082009
Street Address191 1ST ST
CityTEMPLETON
StateCA
Zip93465-5154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF
Legal DescriptionTN TEMPLETON BL 4 PTN LT 9
Legal SubdivisionTEMPLETON
Legal Block4
Legal Lot Number9
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group5
Census Block5050
Census Tract13100

Owner

Source: San Luis Obispo County records · APN 041-082-020

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address191 1ST ST, TEMPLETON, CA 93465-5154
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2023Deed of Trust, Mortgage · Line of Credit
COASTHILLS CU
Jan 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 06, 2018Grant Deed, Construction Loan · Construction Mortgage
NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 06, 2018 · Amount on Record
Deed SaleDec 06, 2018 · Amount on Record
Prior SaleAug 19, 2016 · Amount on Record
Deed Document Number2018050250
Record UpdatedJun 07, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address191 1ST ST, TEMPLETON, CA 93465-5124
Transaction TypeMortgage
Record UpdatedJun 20, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address191 1ST ST, TEMPLETON, CA 93465-5124

Mortgage

Document Number0000015917
DateJun 08, 2023
Instrument2023015917
Lender
NameCOASTHILLS CU
TypeCredit Union
AddressSANTA MARIA, CA 93454
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 15, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address191 1ST ST, TEMPLETON, CA 93465-5124
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004132
DateJan 28, 2020
Instrument2020004132
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

December 2018: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 06, 2018
Property Address191 1ST ST, TEMPLETON, CA 93465-5124
Document Number0000050250
Map ReferenceMB A PG36
Instrument DateNov 12, 2018
Instrument2018050250
Transaction TypeConstruction Loan
Record UpdatedAug 09, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address191 1ST ST, TEMPLETON, CA 93465-5124

Mortgage

Document Number0000050251
DateDec 06, 2018
Instrument2018050251
Lender
NameNEW PENN FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictTempleton Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,020.00 (+9%)$513,134 (+4.04%) Land $334,654 Building $178,480
2023$5,523.00 (+1.96%)$493,210 Land $321,660 Building $171,550
2022$5,417.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides

Wildfire

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20
Ranch WiFi
Fixed Wireless
100 / 20

May also be available: California Internet, Radiate Holdings, Verizon.

Based on FCC filings for 485 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTEMPLETON CSD
serves 8,041 people
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on 1st St

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