19098 Two River Ln, Boca Raton, FL 33498 Property Records

Palm Beach County property record for 19098 Two River Ln, Boca Raton, FL 33498

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,350 sqft · built 2000
Lot Size0.192 acres (8,368 sqft)
Owner2 Trust Names on File
Last Sale$420,000 (May 2011)
Tax Bill$8,784 (2025)
Deeds & MortgagesOct 2023 Transfer
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN00-41-47-11-09-000-2850

Property Details

APN / Parcel Number

Primary APN00-41-47-11-09-000-2850

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,350 sqft Living Area
Gross Area4,177 sqft
1st Floor Area1,814 sqft
Upper Floors Area1,536 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeWood Truss
Roof MaterialTile
Lot Area8,368 sqft (0.192 acres)
Lot Dimensions120 ft deep x 70 ft wide
View / LotWater
Garage Area598 sqft
PorchOpen Porch
Porch Area229 sqft
Patio Area576 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address19098 TWO RIVER LN
CityBOCA RATON
StateFL
Zip33498-6225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionCAPELLA PL 2 LT 285
Legal Range41E
Legal Township47S
Legal Section11
Legal SubdivisionCAPELLA PL 2
Legal Lot Number285
JurisdictionPALM BEACH FL
Township / Civil DivisionSUNSHINE PARKWAY
Census Block Group1
Census Block1006
Census Tract7748

Owner

19098 Two River Ln is owner-occupied and held in a trust since October 2023.

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Co-ownerCo-owner on File
Mailing Address19098 TWO RIVER LN, BOCA RATON, FL 33498-6225
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
May 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleMay 6, 2011 · Amount on File
Deed SaleMay 6, 2011 · Amount on File
Prior SaleMay 6, 2011 · Amount on File
Deed Document Number0245091241
Last Transfer DateOct 31, 2023
Transfer Doc0346410648
Record UpdatedJun 8, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPALM BEACH FL
Recording DateOct 31, 2023
Property Address19098 TWO RIVER LN, BOCA RATON, FL 33498-6225
Document Number0346410648
Book / Page34641 / 648
Map ReferenceMB 81 PG 149
Instrument DateOct 19, 2023
Instrument20230371129
Transaction TypeTransfer
Record UpdatedNov 22, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address19098 TWO RIVER LN, BOCA RATON, FL 33498-6225

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address19098 TWO RIVER LN, BOCA RATON, FL 33498-6225
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0314361024
DateMay 19, 2020
Book Page31436/1024
Instrument20200172631
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateJun 1, 2030
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change8.25%
Index1-Year LIBOR
Max Rate8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 19098 Two River Ln was $8,784 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,784.00 Homeowner's exemption$552,226$865,660 Land $325,000 Building $540,660
2023$8,327.00 (+0.74%) Homeowner's exemption$521,032 (+3%)$869,889 (+15.17%) Land $315,000 Building $554,889
2022$8,266.00 Homeowner's exemption$505,856$755,337 Land $303,000 Building $452,337

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19098 Two River Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 191 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims18 (1998–2019)
Claims Outside the SFHA11 of 18
Most Recent ClaimAug 2019 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Wilma, Oct 2005 · 5 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19098 Two River Ln is high, ranking above 83% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 74% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALM BEACH COUNTY WATER UTILITIES
serves 671,114 people · EPA ID FL4504393
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area
1,200 / 35

May also be available: Hotwire Communications.

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