St. Clair County property record for 19097 US Hwy 11, Steele, AL 35987
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,248 sqft · built 2007 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $351 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-07-26-0-001-014.004 |
| Primary APN | 05-07-26-0-001-014.004 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 00142584 |
|---|---|
| Street Address | 19097 US HIGHWAY 11 |
| City | STEELE |
| State | AL |
| Zip | 35987-3141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG INT E LN NW4 SW4 & N ROW US HWY 11 TH N 246 SW 228 SE 281 NE 120 TO POB 1 ACC 26-13-3 |
| Legal Range | 03E |
| Legal Township | 13S |
| Legal Section | 26 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | ASHVILLE |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 40402 |
Source: St. Clair County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2025 MORRIS DR, MOODY, AL 35004-2451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 15, 2016 |
| Transfer Doc | 0000000921 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | May 4, 2026 |
| Property Address | 19097 US HIGHWAY 11, STEELE, AL 35987-3141 |
| Document Number | 2026019141 |
| Book / Page | 2026 / 19141 |
| Instrument Date | Apr 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2387 JONES CHAPEL RD, SPRINGVILLE, AL 35146-8550 |
| Investor | Possibly a Property Investor |
| Document Number | 2026019141, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 2026/19141 |
| Name | ECO CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: St. Clair County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Unified School District | St. Clair County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $351.00 (-1.96%) | $12,900 (-49.94%) | $128,850 (-) Land $16,900 Building $111,950 |
| 2023 | $25,770 Land $3,380 Building $22,390 | $128,850 Land $16,900 Building $111,950 | |
| 2022 | $358.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 72% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST ST. CLAIR WATER SYSTEM serves 3,039 people · EPA ID AL0001202 |
|---|---|
| Water Source | Purchased groundwater from TOWN OF ODENVILLE, UTILLITIES BD. OF THE |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL | 100 / 20 |
5G (outdoors only) and 4G LTE
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