19097 Charleston Loop, Shawnee, OK 74801 Property Records

Pottawatomie County property record for 19097 Charleston Loop, Shawnee, OK 74801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,985 sqft · built 2017
Owner	Individual Name on File
Last Sale	$212,000 (Mar 2017)
Tax Bill	$2,053 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45164`

Property Details

APN / Parcel Number

Primary APN	`45164`
Alternative APN	`6520-00-001-004-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,985 sqft Living Area
1st Floor Area	1,985 sqft

Exterior

Year Built	Built 2017
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Garage Type	Mixed
Garage Area	460 sqft
Carport	Carport
Carport Area	260 sqft
Porch	Porch
Porch Area	166 sqft
Lean-To	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	45164
Street Address	19097 CHARLESTON LOOP
City	SHAWNEE
State	OK
Zip	74801-8939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLESTON POINTE EAST S40' LOT 3 & LOT 4
Legal Range	04E
Legal Township	09N
Legal Section	04
Legal Quarter	NE
Legal Subdivision	CHARLESTON POINT EAST
Legal Block	1
Legal Lot Number	3,4
Jurisdiction	POTTAWATOMIE OK
Township / Civil Division	SHAWNEE
Census Block Group	3
Census Block	3063
Census Tract	501101

Owner

19097 Charleston Loop is owned and occupied by an individual who bought it in March 2017.

Source: Pottawatomie County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	19097 CHARLESTON LOOP, SHAWNEE, OK 74801-8939
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2017 · Amount on File
Deed Sale	Mar 31, 2017 · Amount on File
Prior Sale	Aug 15, 2016 · Amount on File
Deed Document Number	201700003548
Record Updated	Jun 8, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATOMIE OK
Recording Date	Mar 31, 2017
Property Address	19097 CHARLESTON LOOP, SHAWNEE, OK 74801-8939
Document Number	0000003548
Instrument Date	Mar 30, 2017
Instrument	201700003548
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000003549
Date	Mar 31, 2017
Instrument	201700003549

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 19097 Charleston Loop was $2,053 with a homeowner's exemption, up 3.1% from the year before.

Source: Pottawatomie County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pottawatomie County
Elementary School District	South Rock Creek Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,053.00 (+3.11%) Homeowner's exemption	$27,035 (+3%) Land $2,700 Building $24,335	$317,945 (+45.36%) Land $22,500 Building $295,445
2024	$1,991.00 (-14.62%) Homeowner's exemption	$26,248 (-) Land $2,700 Building $23,548	$218,731 (-) Land $22,500 Building $196,231
2023	$2,332.00 Homeowner's exemption	$26,248 Land $2,700 Building $23,548	$218,731 Land $22,500 Building $196,231

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19097 Charleston Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	May 1990 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19097 Charleston Loop is high, ranking above 89% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 83% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRI-COUNTY RWD #2 serves 5,172 people · EPA ID OK2006362
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CVEC Fiber Fiber	2,400 / 2,400
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20