19096 Wyatts Way, Evington, VA 24550 Property Records

Bedford County property record for 19096 Wyatts Way, Evington, VA 24550

Property Summary

Property Type	Rural Home
Details	5 bd · 2.5 ba · 2,376 sqft · built 1974
Lot Size	21.7 acres (945,688 sqft)
Owner	2 Individual Names on Record
Last Sale	$862,500 (Dec 2025)
Tax Bill	$2,045 (2026)
Deeds & Mortgages	Apr 2022 Refinance Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`187 A 13`

Property Details

APN / Parcel Number

Primary APN	`187 A 13`
Alternative APNs	`18701600` `92464`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,376 sqft Total Area
1st Floor Area	1,320 sqft
Basement Area	1,320 sqft
Finished Basement	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	945,688 sqft (21.7 acres)
Deck Area	662 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	19096 WYATTS WAY
City	EVINGTON
State	VA
Zip	24550-3838
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BIG OTTER
Legal Subdivision	BIG OTTER
Jurisdiction	BEDFORD VA
Township / Civil Division	3
Census Block Group	1
Census Block	1041
Census Tract	30202

Owner

Source: Bedford County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19322 WYATTS WAY, EVINGTON, VA 24550-3837
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF THE JAMES
Dec 18, 2025	Deed, Transfer · Conventional Mortgage FULTON BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on Record
Deed Sale	Dec 18, 2025 · Amount on Record
Deed Document Number	202510944
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	19096 WYATTS WAY, EVINGTON, VA 24550-3838
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220003989
Date	Apr 6, 2022
Instrument	220003989

Lender

Name	BANK OF THE JAMES

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	Dec 18, 2025
Property Address	19096 WYATTS WAY, EVINGTON, VA 24550-3838
Document Number	0250010944
Instrument Date	Dec 12, 2025
Instrument	250010944
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$862.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19322 WYALTS WAY, EVINGTON, VA 24550

Mortgage

Document Number	0250010945
Date	Dec 18, 2025
Instrument	250010945

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Max Rate	10.8%

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,045.00	$498,800 (-) Land $168,600 Building $330,200
2025	$2,045.00 Additional exemption filed	$498,800 (+1%) Land $168,600 Building $330,200
2023	$2,045.00 Additional exemption filed	$249,400	$498,800 Land $168,600 Building $330,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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