19095 Windmill Dr, Oregon City, OR 97045 Property Records

Clackamas County property record for 19095 Windmill Dr, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,571 sqft · built 2017
Owner	Trust Name on File
Last Sale	$469,919 (Nov 2017)
Tax Bill	$7,590 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Oct 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32E07AC09900`

Property Details

APN / Parcel Number

Primary APN	`32E07AC09900`
Alternative APN	`05031477`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,571 sqft Living Area

Exterior

Year Built	Built 2017

Location & Zoning

Account Number	05031477
Street Address	19095 WINDMILL DR
City	OREGON CITY
State	OR
Zip	97045-5702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION LUCILLE RIGGS LANDING 4478 LT 19
Legal Subdivision	LUCILLE RIGGS LANDING
Legal Lot Number	19
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	3
Census Block	3000
Census Tract	22606

Owner

19095 Windmill Dr is owner-occupied and held in a trust since October 2019.

Source: Clackamas County records, as of November 17, 2025

Owner of Record	Trust Name on File
Mailing Address	19095 WINDMILL DR, OREGON CITY, OR 97045-5702
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Oct 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 13, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage GUILD MORTGAGE CO
Jul 14, 2017	Warranty Deed, Transfer · Construction Mortgage NATHAN D KARNES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2017 · Amount on File
Deed Sale	Nov 13, 2017 · Amount on File
Prior Sale	Nov 13, 2017 · Amount on File
Deed Document Number	0000077156
Last Transfer Date	Oct 28, 2019
Transfer Doc	0000068041
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	19095 WINDMILL DR, OREGON CITY, OR 97045-5702
Document Number	0000082502
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	19095 WINDMILL DR OREGON CITY OR 970455702, OREGON CITY, OR 97045-5702
Investor	Possibly a Property Investor

Mortgage

Document Number	0000082502
Date	Dec 26, 2019
Instrument	82502

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Oct 28, 2019
Property Address	19095 WINDMILL DR, OREGON CITY, OR 97045-5702
Document Number	0000068041
Instrument Date	Jul 18, 2019
Instrument	68041
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	19095 WINDMILL DR OREGON CITY OR 970455702, OREGON CITY, OR 97045-5702
Investor	Possibly a Property Investor

November 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Nov 13, 2017
Property Address	19095 WINDMILL DR, OREGON CITY, OR 97045-5702
Document Number	0000077156
Map Reference	DOC2016-087547
Instrument Date	Nov 8, 2017
Instrument	2017-077156
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 26, 2022
Title Company	FIDELITY NATL TITLE CO OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19095 WINDMILL DR, OREGON CITY, OR 97045-5702
Investor	Possibly a Property Investor

Mortgage

Document Number	0000077157
Date	Nov 13, 2017
Instrument	2017-077157

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jul 14, 2017
Property Address	19095 WINDMILL DR, OREGON CITY, OR 97045-5702
Document Number	0000048011
Instrument Date	Jul 11, 2017
Instrument	48011
Transaction Type	Transfer
Record Updated	Sep 2, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO/OR

Transaction

Amount	Amount on Record
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4188 TUALATIN OR 970624188, TUALATIN, OR 97062-4188
Investor	Possibly a Property Investor

Mortgage

Document Number	48012
Date	Jul 14, 2017
Instrument	48012

Lender

Name	NATHAN D KARNES

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 13, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 19095 Windmill Dr was $7,590.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,590.00	$378,874	$680,221 Land $205,811 Building $474,410
2023	$6,717.00	$357,126	$669,374 Land $200,014 Building $469,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19095 Windmill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19095 Windmill Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Also Mapped Here	CLACKAMAS RIVER WATER
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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