19092 River Woods Dr, Bend, OR 97702 Property Records

Deschutes County property record for 19092 River Woods Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,853 sqft · built 1995
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,000 (Jul 2015)
Tax Bill	$4,222 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181126 AC 00100`

Property Details

APN / Parcel Number

Primary APN	`181126 AC 00100`
Alternative APNs	`R1003181126A010700` `111434`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,853 sqft Living Area
1st Floor Area	1,853 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Other
Lot Area	37,462 sqft (0.86 acres)
Garage Type	Mixed
Garage Area	440 sqft
Deck Area	336 sqft
Lean-To	50 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	111434
Old Parcel Number	R1003181126A010700
Street Address	19092 RIVER WOODS DR
City	BEND
State	OR
Zip	97702-8943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:17 BLK:W SUBD:DESCHUTES RIVER WOODS SEC/TWN/RNG/MER:SEC 26 TWN 18 RNG 11 MAP REF:181126-AC
Legal Range	11E
Legal Township	18S
Legal Section	26
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	DESCHUTES RIVER WOODS
Legal Block	W
Legal Lot Number	17
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1030
Census Tract	401

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19092 RIVER WOODS DR, BEND, OR 97702-8943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Nov 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage OPES ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2015 · Amount on Record
Deed Sale	Jul 29, 2015 · Amount on Record
Deed Document Number	2015-030862
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19092 RIVER WOODS DR, BEND, OR 97702-8943
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19092 RNER WOODS DR, BEND, OR 97702

Mortgage

Document Number	0000034907
Date	Sep 19, 2022
Instrument	2022-34907

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BEND, OR 97701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19092 RIVER WOODS DR, BEND, OR 97702-8943
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015773
Date	Mar 12, 2021
Instrument	2021-15773

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19092 RIVER WOODS DR, BEND, OR 97702-8943
Document Number	0000047631
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19092 RIVER WOODS DR BEND OR 977028943, BEND, OR 97702-8943

Mortgage

Document Number	0000047631
Date	Nov 29, 2017
Instrument	47631

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,222.00 (+4.43%)	$277,490 (+3%)	$869,160 (-4.52%) Land $281,700 Building $587,460
2024	$4,043.00 (+6.17%)	$269,410 (+3%)	$910,310 (-1.82%) Land $292,500 Building $617,810
2023	$3,808.00	$261,570	$927,210 Land $277,500 Building $649,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGATE WATER SYSTEM private · serves 3,153 people · EPA ID OR4101439
Water Source	Groundwater
Last State Inspection	May 2021
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T, T-Mobile.

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