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1909 Zelvia Ln, Waco, TX 76708 Property Records

McLennan County property record for 1909 Zelvia Ln, Waco, TX 76708

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,174 sqft · built 2025
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on Record
Last Sale$498,071 (Oct 2025)
Tax Bill$1,467 (2025)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN14-037421-000408-0

Property Details

APN / Parcel Number

Primary APN14-037421-000408-0
Alternative APN
  • 415950

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,174 sqft Living Area
Gross Area2,703 sqft
1st Floor Area2,174 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Roof MaterialComposition Shingle
Lot Area16,117 sqft (0.37 acres)
Garage TypeAttached
Garage Area529 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1909 ZELVIA LN
CityWACO
StateTX
Zip76708-4323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLIBERTY OAKS LOT 8 BLOCK 4 ACRES 0.37
Legal SubdivisionLIBERTY OAKS
Legal Block4
Legal Lot Number8
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2027
Census Tract4104

Owner

Source: McLennan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1909 ZELVIA LN, WACO, TX 76708-4323
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2025 · Amount on Record
Deed SaleOct 27, 2025 · Amount on Record
Prior SaleNov 22, 2024 · Amount on Record
Deed Document Number202532971
Record UpdatedOct 29, 2026

October 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateOct 27, 2025
Property Address1909 ZELVIA LN, WACO, TX 76708-4323
Document Number0000032971
Map ReferenceFILE 2023034528
Instrument DateOct 23, 2025
Instrument2025032971
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyMATC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address409 TEXAS AVE S, COLLEGE STATION, TX 77840-1723

Transferred To (Grantee/Buyer)

NameVerified Name
Address1909 ZELVIA LN, WACO, TX 76708-4323

Mortgage

Document Number0000032972
DateOct 27, 2025
Instrument2025032972
Lender
NameKANGAROO HOME LENDING LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictBosqueville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$394,652 (+558.85%) Land $119,590 Building $275,062$394,652 (+558.85%) Land $119,590 Building $275,062
2025$1,467.00 (+2.8%)$59,900 Land $59,900$59,900 Land $59,900
2024$1,427.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims3 (2016–2024)
Most Recent ClaimMay 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 64% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Nextlink
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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