1909 Yellow Oak Dr, Modesto, CA 95354 Property Records

Stanislaus County property record for 1909 Yellow Oak Dr, Modesto, CA 95354

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,310 sqft · built 1977
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Feb 2019)
Tax Bill	$3,478 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-021-045-000`

Property Details

APN / Parcel Number

Primary APN	`034-021-045-000`
Alternative APNs	`0342145000` `0342145`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,310 sqft Living Area
1st Floor Area	1,310 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Lot Area	3,485 sqft (0.08 acres)
View / Lot	Zero Lot Line
Parking Spaces	2 Parking Spaces
Patio Area	650 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1909 YELLOW OAK DR
City	MODESTO
State	CA
Zip	95354-1635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKMONT #2 LOT 20 BLOCK 2194
Legal Subdivision	OAKMONT 02
Legal Block	1
Legal Lot Number	20
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1011
Census Tract	1900

Owner

1909 Yellow Oak Dr is owned and occupied by an individual who bought it in February 2019.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1909 YELLOW OAK DR, MODESTO, CA 95354-1635
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Deed of Trust, Mortgage · Line of Credit 1ST UNITED SERVICES CU
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Feb 22, 2019	Grant Deed, Transfer · Conventional Mortgage VORTEX MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2019 · Amount on File
Deed Sale	Feb 22, 2019 · Amount on File
Prior Sale	May 31, 1995 · Amount on File
Deed Document Number	20199884
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1909 YELLOW OAK DR, MODESTO, CA 95354-1635
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	MEMBERS TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 YELLOW OAK DR, MODESTO, CA 95354-1635

Mortgage

Document Number	0000071987
Date	Nov 3, 2022
Instrument	2022-0071987

Lender

Name	1ST UNITED SERVICES CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1909 YELLOW OAK DR, MODESTO, CA 95354-1635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 YELLOW OAK DR, MODESTO, CA 95354-1635

Mortgage

Document Number	0000072408
Date	Sep 22, 2020
Instrument	2020-0072408

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 22, 2019
Property Address	1909 YELLOW OAK DR, MODESTO, CA 95354-1635
Document Number	0000009884
Map Reference	VOL 25 PG 77
Instrument Date	Feb 11, 2019
Instrument	2019-0009884
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 YELLOW OAK DR, MODESTO, CA 95354-1635

Mortgage

Document Number	0000009885
Date	Feb 22, 2019
Instrument	2019-0009885

Lender

Name	VORTEX MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1909 Yellow Oak Dr was $3,478 with a homeowner's exemption, up 1.2% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,478.00 (+1.16%) Homeowner's exemption	$307,095 (+2%) Land $113,781 Building $193,314
2025	$3,438.00 Homeowner's exemption	$301,074 Land $111,550 Building $189,524
2023	$3,233.00 (+2.54%) Homeowner's exemption	$289,384 Land $107,219 Building $182,165
2022	$3,153.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1909 Yellow Oak Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1985–1995)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1909 Yellow Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

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