1909 Waterfront Ct, Monroe, GA 30656 Property Records

Walton County property record for 1909 Waterfront Ct, Monroe, GA 30656

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,041 sqft · built 2008
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,154 (2025)
Deeds & Mortgages	Mar 2024 Sale Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N177A-011`

Property Details

APN / Parcel Number

Primary APN	`N177A-011`
Alternative APN	`31977`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,041 sqft Heated Area
1st Floor Area	1,367 sqft
Basement Area	1,367 sqft
Unfinished Basement	1,367 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,185 sqft (0.67 acres)
Terrain	Rolling
Garage Area	649 sqft

Exterior Amenities

Porch	Slab
Porch Area	107 sqft
Deck Area	132 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	31977
Street Address	1909 WATERFRONT CT
City	MONROE
State	GA
Zip	30656-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#11 BRADLEY GIN .67AC
Legal Subdivision	BRADLEY GIN
Legal Lot Number	11
Jurisdiction	WALTON GA
Township / Civil Division	GOOD HOPE
Census Block Group	1
Census Block	1005
Census Tract	110200

Owner

1909 Waterfront Ct is owned and occupied by two individuals who acquired it in March 2024.

Source: Walton County records, as of March 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1909 WATERFRONT CT, MONROE, GA 30656-4412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Warranty Deed, Transfer
Jun 27, 2023	Warranty Deed, Transfer · Conventional Mortgage OCONEE STATE BANK
May 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2024
Deed Sale	Mar 21, 2024
Prior Sale	Jun 28, 2023 · Amount on File
Deed Book / Page	5449 / 497
Prior Transfer Date	May 17, 2018
Prior Transfer Doc	0042310187
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Mar 21, 2024
Property Address	1909 WATERFRONT CT, MONROE, GA 30656-4412
Document Number	0054490497
Book / Page	5449 / 497
Instrument Date	Mar 20, 2024
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 WATERFRONT CT, MONROE, GA 30656-4412

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Jun 27, 2023
Property Address	1909 WATERFRONT CT, MONROE, GA 30656-4412
Document Number	0053300033
Book / Page	5330 / 33
Instrument Date	Jun 27, 2023
Instrument	2023-002373
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4.68
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1909 WATERFRONT CT, MONROE, GA 30656-4412

Mortgage

Document Number	2023006678
Date	Jun 27, 2023
Instrument	2023006678

Lender

Name	OCONEE STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2053

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON GA
Recording Date	May 23, 2018
Property Address	1909 WATERFRONT CT, MONROE, GA 30656-4412
Document Number	0042310187
Book / Page	004231 / 000187
Instrument Date	May 17, 2018
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1909 WATERFRONT CT MONROE GA 306564412, MONROE, GA 30656-4412

Tax Assessment & Valuation

The 2025 property tax bill for 1909 Waterfront Ct was $6,154.

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,154.00	$199,120 Land $31,200 Building $167,920	$497,800 Land $78,000 Building $419,800
2023	$1,549.00 (-71.39%) Senior Citizen's exemption Additional exemption filed	$192,640 (+18.94%) Land $31,200 Building $161,440	$481,600 (+18.94%) Land $78,000 Building $403,600
2022	$5,415.00 Senior Citizen's exemption Additional exemption filed	$161,960 Land $26,800 Building $135,160	$404,900 Land $67,000 Building $337,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1909 Waterfront Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1909 Waterfront Ct is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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