1909 Washburn Ct, Frederick, MD 21702 Property Records

Frederick County property record for 1909 Washburn Ct, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,583 sqft · built 2019
Lot Size	0.187 acres (8,126 sqft)
Owner	Individual Name on File
Tax Bill	$10,264 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-591571`

Property Details

APN / Parcel Number

Primary APN	`02-591571`
Alternative APN	`591571`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,583 sqft Living Area
Gross Area	4,061 sqft
1st Floor Area	1,481 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,126 sqft (0.187 acres)
Garage Type	Attached
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Patio Area	351 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	591571
Street Address	1909 WASHBURN CT
City	FREDERICK
State	MD
Zip	21702-3417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 643 PLAT 1 SECTI 8,126 SQ FT CLOVER RIDGE
Legal Subdivision	CLOVER RDG
Legal Lot Number	643
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	2
Census Block	2008
Census Tract	751301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1909 Washburn Ct is owned and occupied by an individual who acquired it in October 2025.

Source: Frederick County records, as of October 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1909 WASHBURN CT, FREDERICK, MD 21702-3417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED STATES OF AMERICA
Oct 23, 2025	Divorce Transfer, Transfer · Loan Assumption USAA FSB
Feb 28, 2019	Grant Deed, Subdivision Related Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2025
Deed Sale	Oct 23, 2025
Prior Sale	Feb 28, 2019 · Amount on File
Deed Book / Page	17569 / 213
Prior Transfer Date	Oct 6, 2025
Prior Transfer Doc	0175690213
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1909 WASHBURN CT, FREDERICK, MD 21702-3417
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148910135
Date	May 17, 2021
Book Page	14891/135

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Dec 1, 2049

October 2025: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	FREDERICK MD
Recording Date	Oct 23, 2025
Property Address	1909 WASHBURN CT, FREDERICK, MD 21702-3417
Document Number	0175690213
Book / Page	17569 / 213
Map Reference	MB 95 PG 40
Instrument Date	Oct 6, 2025
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6415 ALAN LINTON BLVD E # EE, EE, FREDERICK, MD 21703-7361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 WASHBURN CT, FREDERICK, MD 21702-3417

Mortgage

Document Number	0017569221
Date	Oct 23, 2025
Instrument	17569/221

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Loan Assumption
Amount	Amount on Record
Term	290 Months
Due	Dec 1, 2049

February 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 28, 2019
Property Address	1909 WASHBURN CT, FREDERICK, MD 21702-3417
Document Number	0128520104
Book / Page	012852 / 000104
Instrument Date	Feb 25, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 12, 2019
Title Company	STEWART TITLE, STEWART TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$513.44
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1909 WASHBURN CT FREDERICK MD 217023417, FREDERICK, MD 21702-3417

Mortgage

Document Number	128520109
Date	Feb 28, 2019
Book Page	012852/000109

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1909 Washburn Ct was $10,264 with a homeowner's exemption, up 5,731.8% from the year before.

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,264.00 (+5,731.82%) Homeowner's exemption	$570,300 Land $110,300 Building $460,000	$570,300 Land $110,300 Building $460,000
2024	$176.00 (+1%)
2023	$88.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$489,967	$570,300 Land $110,300 Building $460,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1909 Washburn Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1909 Washburn Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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