San Joaquin County property record for 1909 W Valpico Rd, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,425 sqft · built 1910 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Trust Name on File |
| Last Sale | $395,000 (Dec 2015) |
| Tax Bill | $5,323 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242-050-040-000 |
| Primary APN | 242-050-040-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,425 sqft Living Area |
| 1st Floor Area | 1,425 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 636 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Old Parcel Number | 242-050-04 |
|---|---|
| Street Address | 1909 W VALPICO RD |
| City | TRACY |
| State | CA |
| Zip | 95376-8197 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | REDRAW 881025 FR ORIG APN 237130117 |
| Legal Block | 2 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 5216 |
1909 W Valpico Rd is owner-occupied and held in a trust since December 2015.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 6305 STONECRESS AVE, NEWARK, CA 94560-4512 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed of Trust, Mortgage · SBA Mortgage HERITAGE BANK OF COMMERCE |
| Jun 9, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 9, 2021 | Intrafamily Transfer, Transfer AMROCK INC, AMROCK LLC |
| Jul 31, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2015 · Amount on File |
| Deed Sale | Dec 9, 2015 · Amount on File |
| Prior Sale | Oct 28, 2009 · Amount on File |
| Deed Document Number | 2015144108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1909 W VALPICO RD, TRACY, CA 95376-8197 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 6303 STONECRESS AVE, NEWARK, CA 94560-4512 |
| Document Number | 0000086821 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 2025-086821 |
| Name | HERITAGE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SAN JOSE, CA 95110 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 9, 2021 |
| Property Address | 1903 W VALPICO RD, TRACY, CA 95376-8197 |
| Document Number | 0000099516 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 2021-099516 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 11851 W VALPICO RD, TRACY, CA 95376-9124 |
| Document Number | 0000099517 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 2021-099517 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Feb 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 9, 2021 |
| Property Address | 1903 W VALPICO RD, TRACY, CA 95376-8197 |
| Document Number | 0000099518 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 2021-099518 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 6305 STONECRESS AVE, NEWARK, CA 94560-4512 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 31, 2019 |
| Property Address | 11851 W VALPICO RD, TRACY, CA 95376-9124 |
| Document Number | 0000081109 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 81109 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 38152 HASTINGS CT FREMONT CA 945365225, FREMONT, CA 94536-5225 |
The 2026 property tax bill for 1909 W Valpico Rd was $5,323 with a homeowner's exemption.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,323.00 | |
| 2025 | $5,323.00 Homeowner's exemption | $467,592 Land $159,809 Building $307,783 |
| 2023 | $4,826.00 (+2.12%) Homeowner's exemption | $449,437 Land $153,604 Building $295,833 |
| 2022 | $4,726.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1909 W Valpico Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1909 W Valpico Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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