1909 Trappers Ct, McHenry, IL 60050 Property Records

McHenry County property record for 1909 Trappers Ct, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,961 sqft · built 2001
Lot Size	0.326 acres (14,221 sqft)
Owner	2 Trust Names on File
Last Sale	$400,000 (Jun 2023)
Deeds & Mortgages	Jun 2023 Sale Mar 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-103-012`

Property Details

APN / Parcel Number

Primary APN	`09-26-103-012`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,961 sqft Living Area
Gross Area	2,781 sqft
1st Floor Area	1,983 sqft
Basement Area	1,136 sqft

Exterior

Year Built	Built 2001
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	14,221 sqft
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	54 sqft
Patio Area	473 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1909 TRAPPERS CT
City	MCHENRY
State	IL
Zip	60050-3991
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2010R0046837 LT 31 OLDE MILL PONDS ON BOONE CREEK MEMO: POOL, STEPHEN F/ KATHLEEN C REV DECL OF TR
Legal Range	08E
Legal Township	45N
Legal Section	26
Legal Subdivision	OLDE MILL PONDS/BOONE CREEK
Legal Block	103
Legal Lot Number	31
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2032
Census Tract	870604

Owner

1909 Trappers Ct is owner-occupied and held in a trust since June 2023.

Source: McHenry County records, as of May 13, 2024

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	1909 TRAPPERS CT, MCHENRY, IL 60050-3991
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Deed, Transfer
Mar 29, 2023	Deed of Trust, Mortgage · Line of Credit APPLE RIVER STATE BANK
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 8, 2023 · Amount on File
Deed Sale	Jun 8, 2023 · Amount on File
Prior Sale	Oct 19, 2010
Deed Document Number	2023R0013537
Record Updated	Jun 7, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 8, 2023
Property Address	1909 TRAPPERS CT, MCHENRY, IL 60050-3991
Document Number	0000013537
Map Reference	DOC 97R1659
Instrument Date	May 12, 2023
Instrument	2023R0013537
Transaction Type	Transfer
Record Updated	Jun 22, 2023

Transaction

Amount	Amount on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1909 TRAPPERS CT, MCHENRY, IL 60050-3991

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1909 TRAPPERS CT, MCHENRY, IL 60050-3991
Transaction Type	Mortgage
Record Updated	Apr 12, 2023
Title Company	SECURITY TITLE COMPANY, SECURITY FIRST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 EXCHANGE ST, GALENA, IL 61036-8224

Mortgage

Document Number	0000006777
Date	Mar 29, 2023
Instrument	2023R0006777

Lender

Name	APPLE RIVER STATE BANK
Type	Bank
Address	GALENA, IL 61036

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Apr 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1909 TRAPPERS CT, MCHENRY, IL 60050-3991
Transaction Type	Mortgage
Record Updated	Jul 2, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033953
Date	Jun 22, 2021
Instrument	2021R0033953

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Disabled Person's exemption	$86,342 Land $18,251 Building $68,091	$259,026 Land $54,753 Building $204,273

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1909 Trappers Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1990–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1909 Trappers Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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