1909 Stringtown Rd, Spencer, WV 25276 Property Records

Roane County property record for 1909 Stringtown Rd, Spencer, WV 25276 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	1 bd · 1 ba · 1,288 sqft · built 1995
Lot Size	76 acres (3,310,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$939 (2025)
Deeds & Mortgages	Jan 2026 Transfer Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-20-0020.0000`

Property Details

APN / Parcel Number

Primary APN	`06-20-0020.0000`
Alternative APNs	`44-06-0020-0020-0000` `4406 20002000000000` `44-06-20-0020.0000` `63211901`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	2,128 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	3,310,560 sqft (76 acres)
Terrain	Above Road/Slope
Garage Type	Basement
Garage Area	480 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	224 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	63211901
Street Address	1909 STRINGTOWN RD
City	SPENCER
State	WV
Zip	25276-9225
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	76 SUR POCA
Jurisdiction	ROANE WV
Township / Civil Division	III
Census Block Group	2
Census Block	2003
Census Tract	963100

Owner

Source: Roane County records · APN 06-20-0020.0000

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1909 STRINGTOWN RD, SPENCER, WV 25276-9225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 05, 2026	Intrafamily Transfer, Transfer
Feb 07, 2018	Deed of Trust, Mortgage · Conventional Mortgage POCA VALLEY BANK
Feb 04, 2022	Deed of Trust, Mortgage · Conventional Mortgage POCA VALLEY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Dec 22, 2025
Transfer Doc	000691/169
Record Updated	Jun 08, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROANE WV
Recording Date	Jan 05, 2026
Property Address	1909 STRINGTOWN RD, SPENCER, WV 25276-9225
Document Number	000691/169
Book / Page	691 / 169
Instrument Date	Dec 22, 2025
Instrument	2204599
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1909 STRINGTOWN RD, SPENCER, WV 25276-9225

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE WV
Property Address	1909 STRINGTOWN RD, SPENCER, WV 25276-9225
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000344/84
Date	Feb 07, 2018
Book Page	344/84
Instrument	2147673

Lender

Name	POCA VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 07, 2043

Interest

Rate Type	Fixed Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE WV
Property Address	1909 STRINGTOWN RD, SPENCER, WV 25276-9225
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000368/155
Date	Feb 04, 2022
Book Page	368/155
Instrument	2180796

Lender

Name	POCA VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 07, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Roane County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	West Virginia
County	Roane County
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$939.00 (+91.24%) Homeowner's exemption Disabled Person's exemption	$126,960 (+68.87%) Land $57,180 Building $69,780	$211,600 (+68.87%) Land $95,300 Building $116,300
2023	$491.00 (-26.17%) Homeowner's exemption Disabled Person's exemption	$75,180 (+1.29%) Land $11,820 Building $63,360	$125,300 (+1.29%) Land $19,700 Building $105,600
2022	$665.00 Additional exemption filed	$74,220 Land $11,280 Building $62,940	$123,700 Land $18,800 Building $104,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Roane County (54087C), updated March 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540879631002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2016, river or lake flooding, Severe Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 55% of West Virginia
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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