1909 Steele St, Monroe, NC 28110 Property Records

Union County property record for 1909 Steele St, Monroe, NC 28110 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1959
Square Footage	950 sqft Living Area
Lot Size	11,238 sqft (0.258 acres)
Garage	Detached, 480 sqft
Last Sale	$164,000 (2021)
Tax Bill	$1,205.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-150-165`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	950 sqft Living Area
Gross Area	975 sqft Gross Area
1st Floor	950 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Foundation Type	No Foundation Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,238 sqft (0.258 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	480 sqft Garage
Porch Area	48 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	1909 STEELE ST
City	MONROE
State	NC
Zip	28110-3735
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	#4 PENEGAR PB04 PG100
Legal Subdivision	2959910; #4 PENEGAR
Jurisdiction	UNION NC
Minor Civil Division	MONROE
Census Blockgroup	1
Census Block	1000
Census Tract	20601

Owner

Source: Union County records · APN 09-150-165

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1909 STEELE ST, 4, MONROE, NC 28110-3735
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 22, 2021 · Amount on Record
Deed Sale	Jan 22, 2021 · Amount on Record
Prior Sale	Feb 16, 2010 · Amount on Record
Deed Doc Number	20213177
Deed Book / Page	7962 / 645
Record Refreshed	Jun 08, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 22, 2021
Property Address	1909 STEELE ST, MONROE, NC 28110-3735
Document Number	0007962645
Book / Page	7962 / 645
Map Reference	MB 4 PG 100
Instrument Date	Jan 13, 2021
Instrument	3177
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$328.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1800 WALKUP AVE, 1800, MONROE, NC 28110-3670

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 STEELE ST # 4, 4, MONROE, NC 28110-3735

Mortgage

Document Number	0000003178
Date	Jan 22, 2021
Instrument	3178

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,205.00 (-3.68%)	$137,900 (+20.12%) Land $33,000 Building $104,900	$137,900 (+20.12%) Land $33,000 Building $104,900
2023	$1,251.00	$114,800 Land $14,800 Building $100,000	$114,800 Land $14,800 Building $100,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 3% of North Carolina
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.