Kane County property record for 1909 Spring Valley Dr, Elburn, IL 60119
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,982 sqft |
| Lot Size | 0.918 acres (40,006 sqft) |
| Owner | Company Name on File |
| Last Sale | $175,000 (Oct 2004) |
| Tax Bill | $15,093 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-16-101-002 |
| Primary APN | 11-16-101-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 2,982 sqft Living Area |
| Gross Area | 3,486 sqft |
| Basement Area | 1,892 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Other |
|---|---|
| Lot Area | 40,006 sqft (0.918 acres) |
| View / Lot | Golf Course |
| Garage Area | 1,139 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 238 sqft |
| Patio Area | 504 sqft |
| Cooling System | Central |
|---|
| Street Address | 1909 SPRING VALLEY DR |
|---|---|
| City | ELBURN |
| State | IL |
| Zip | 60119-7707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUGHES CREEK GOLF COMMUNITY LOT # 2 |
| Legal Subdivision | HUGHES CREEK GOLF COMMUNITY |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | BLACKBERRY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 854507 |
1909 Spring Valley Dr is owned by a company that acquired it in October 2011 and is owner-occupied.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1909 SPRING VALLEY DR, ELBURN, IL 60119-7707 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Apr 15, 2020 | Deed of Trust, Mortgage · Line of Credit CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2004 · Amount on File |
| Deed Sale | Oct 15, 2004 · Amount on File |
| Prior Sale | Sep 8, 1999 · Amount on File |
| Deed Document Number | 2004135128 |
| Last Transfer Date | Oct 6, 2011 |
| Transfer Doc | 0000059726 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1909 SPRING VALLEY DR, ELBURN, IL 60119-7707 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000076088 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 2021K076088 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1909 SPRING VALLEY DR, ELBURN, IL 60119-7707 |
| Document Number | 0000021245 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1909 SPRING VALLEY DR ELBURN IL 601197707, ELBURN, IL 60119-7707 |
| Document Number | 0000021245 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 21245 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 27, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1909 Spring Valley Dr was $15,093 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Blackberry Township |
| Municipality | Elburn Village |
| Unified School District | Kaneland Community Unit School District 302 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,093.00 Homeowner's exemption | $200,313 (+8.89%) Land $37,660 Building $162,653 | $601,179 (+8.89%) Land $113,025 Building $488,154 |
| 2024 | $183,959 Land $34,585 Building $149,374 | $552,098 Land $103,797 Building $448,301 | |
| 2022 | $12,425.00 (+3.28%) Homeowner's exemption | $140,762 (+6%) Land $28,647 Building $112,115 | $422,286 (+6%) Land $85,941 Building $336,345 |
| 2021 | $12,030.00 Homeowner's exemption | $132,791 Land $27,419 Building $105,372 | $398,373 Land $82,257 Building $316,116 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1909 Spring Valley Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1909 Spring Valley Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELBURN serves 6,559 people · EPA ID IL0890300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: NewarkNet.
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