Seminole County property record for 1909 Smith St, Seminole, OK 74868
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,580 sqft · built 2023 |
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,184 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Dec 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18194 |
| Primary APN | 18194 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,580 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 21,000 sqft (0.482 acres) |
| Lot Dimensions | 140 ft deep x 150 ft wide |
| Deck Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 18194 |
|---|---|
| Street Address | 1909 SMITH ST |
| City | SEMINOLE |
| State | OK |
| Zip | 74868-2248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH VAN ACRES LOTS 9-14 BLK 4 |
| Legal Range | 6E |
| Legal Township | 9N |
| Legal Section | 21 |
| Legal Subdivision | NORTH VAN ACRES |
| Legal Block | 4 |
| Legal Lot Number | 9-14 |
| Jurisdiction | SEMINOLE OK |
| Township / Civil Division | SEMINOLE NORTH |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 583400 |
1909 Smith St is owned by two individuals who acquired it in January 2005.
Source: Seminole County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 IDEAL ST, SEMINOLE, OK 74868-2105 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO |
| Dec 18, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO |
| Dec 23, 2022 | Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO |
| Nov 8, 2022 | Correction Deed PHELPS TITLE INSURANCE AGENCY, PHELPS TITLE INSURANCE AGCY |
| Nov 8, 2022 | Correction Deed PHELPS TITLE INSURANCE AGENCY, PHELPS TITLE INSURANCE AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 17, 2005 |
| Transfer Doc | 002675/111 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE OK |
| Property Address | 1909 SMITH ST, SEMINOLE, OK 74868-2248 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1909 SMITH ST, SEMINOLE, OK 74868-2248 |
| Document Number | 0004639/44 |
|---|---|
| Date | Oct 9, 2025 |
| Book Page | 4639/44 |
| Instrument | I-2025-004142 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SHAWNEE, OK 74804 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE OK |
| Property Address | 1909 SMITH ST, SEMINOLE, OK 74868-2248 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1909 SMITH ST, SEMINOLE, OK 74868-2248 |
| Document Number | 0004491/22 |
|---|---|
| Date | Dec 18, 2023 |
| Book Page | 4491/22 |
| Instrument | I-2023-005229 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE OK |
| Property Address | 1909 SMITH ST, SEMINOLE, OK 74868-2248 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 125 IDEAL ST, SEMINOLE, OK 74868-2105 |
| Document Number | 004423/271 |
|---|---|
| Date | Dec 23, 2022 |
| Book Page | 4423/271 |
| Instrument | I-2022-005963 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SHAWNEE, OK 74804 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 9, 2023 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SEMINOLE OK |
| Recording Date | Nov 8, 2022 |
| Property Address | 1909 SMITH ST, SEMINOLE, OK 74868-2248 |
| Document Number | 0004411/94 |
| Book / Page | 4411 / 94 |
| Instrument Date | Nov 2, 2022 |
| Instrument | I-2022-005228 |
| Record Updated | Mar 14, 2023 |
| Title Company | PHELPS TITLE INSURANCE AGENCY, PHELPS TITLE INSURANCE AGCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SEMINOLE OK |
| Recording Date | Nov 8, 2022 |
| Property Address | 1909 SMITH ST, SEMINOLE, OK 74868-2248 |
| Document Number | 0004411/96 |
| Book / Page | 4411 / 96 |
| Instrument Date | Nov 2, 2022 |
| Instrument | I-2022-005230 |
| Record Updated | Mar 14, 2023 |
| Title Company | PHELPS TITLE INSURANCE AGENCY, PHELPS TITLE INSURANCE AGCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
The 2025 property tax bill for 1909 Smith St was $2,184, down 1.4% from the year before.
Source: Seminole County assessment roll, as of February 3, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Seminole County |
| Municipality | Seminole City |
| Unified School District | Seminole Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,975 (+1.65%) Land $580 Building $21,395 | $183,122 (+1.65%) Land $4,830 Building $178,292 | |
| 2025 | $2,184.00 (-1.44%) | $21,619 (-4.45%) Land $580 Building $21,039 | $180,158 (-4.45%) Land $4,830 Building $175,328 |
| 2024 | $2,216.00 (+3,474.19%) | $22,626 (+3,615.27%) Land $580 Building $22,046 | $188,548 (+1,785.48%) Land $4,830 Building $183,718 |
| 2023 | $62.00 | $609 Land $609 | $10,000 Land $10,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1909 Smith St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 14 (2007–2026) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | May 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1909 Smith St is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 86% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRI-COUNTY RWD #2 serves 5,172 people · EPA ID OK2006362 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CVEC Fiber Fiber | 2,400 / 2,400 |
| Optimum Cable | 940 / 35 |
| Atlink Services Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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