1909 Schley Ave, Albany, GA 31707 Property Records

Dougherty County property record for 1909 Schley Ave, Albany, GA 31707

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,316 sqft · built 2004
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$219,000 (Oct 2023)
Tax Bill	$2,228 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Apr 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000MM/00019/03B`

Property Details

APN / Parcel Number

Primary APN	`000MM/00019/03B`
Alternative APN	`36934`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,316 sqft Heated Area
1st Floor Area	1,316 sqft
Utility Area	35 sqft
Utility Room	Utility Room
Flooring	Asbestos (Tiles, Sheet)

Exterior

Year Built	Built 2004
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.119 acres)
Terrain	Wet
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	119 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	36934
Street Address	1909 SCHLEY AVE
City	ALBANY
State	GA
Zip	31707-1860
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Description	LOT 3B PECAN GROVES S/D PH 1
Legal Subdivision	PECAN GROVE DUPLEX
Legal Phase	1
Legal Block	408
Legal Lot Number	3B
Jurisdiction	DOUGHERTY GA
Township / Civil Division	WEST DOUGHERTY
Census Block Group	1
Census Block	1001
Census Tract	400

Owner

Source: Dougherty County records, as of March 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3115 GRAYLYN LAKES DR, AIKEN, SC 29803-4636
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE LENDING
Apr 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE LENDING
Jan 3, 2006	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Deed Document Number	0005131336
Deed Book / Page	3086 / 216
Prior Transfer Date	Jan 3, 2006
Prior Transfer Doc	2005-003823
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGHERTY GA
Property Address	1909 SCHLEY AVE, ALBANY, GA 31707-1860
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 SCHLEY AVE, ALBANY, GA 31707-1860

Mortgage

Document Number	0000005131/0000000339
Date	Oct 6, 2023
Book Page	0000005131/0000000339
Instrument	D2023006282

Lender

Name	AMERICAN HERITAGE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGHERTY GA
Property Address	1909 SCHLEY AVE, ALBANY, GA 31707-1860
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 SCHLEY AVE, ALBANY, GA 31707-1860

Mortgage

Document Number	0000005286/0000000143
Date	Apr 10, 2025
Book Page	0000005286/0000000143

Lender

Name	AMERICAN HERITAGE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

January 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	DOUGHERTY GA
Recording Date	Jan 3, 2006
Property Address	1909 SCHLEY AVE, ALBANY, GA 31707-1860
Document Number	003086/216
Book / Page	3086 / 216
Instrument	2005-003823
Transaction Type	Transfer
Record Updated	Mar 3, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2724 LEDO RD APT V43, V43, ALBANY, GA 31707-6682

Tax Assessment & Valuation

Source: Dougherty County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Albany City
County	Dougherty County
Unified School District	Dougherty School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,228.00 (+6.65%)	$44,000 (-) Land $12,000 Building $32,000	$110,000 (-) Land $30,000 Building $80,000
2024	$2,089.00 (+1.95%)	$44,000 (-) Land $12,000 Building $32,000	$110,000 (-) Land $30,000 Building $80,000
2023	$2,049.00 (-0.39%)	$44,000 (-) Land $12,000 Building $32,000	$110,000 (-) Land $30,000 Building $80,000
2022	$2,057.00	$44,000 Land $12,000 Building $32,000	$110,000 Land $30,000 Building $80,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	9 (1994–2020)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Mar 2020 · other causes
Claims by Event	Severe Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY serves 101,245 people · EPA ID GA0950000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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