Clay County property record for 1909 Salt Myrtle Ln, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,077 sqft · built 1989 |
| Lot Size | 1.74 acres (76,012 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,000,000 (Dec 2022) |
| Tax Bill | $16,768 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 28-04-26-013153-003-51 |
| Primary APN | 28-04-26-013153-003-51 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 4,077 sqft Heated Area |
| Gross Area | 7,075 sqft |
| Interior Walls | Paneling |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 76,012 sqft (1.74 acres) |
| Lot Dimensions | 450 ft deep x 169 ft wide |
| Garage Area | 440 sqft |
| Pool Area | 525 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 1,730 sqft |
| Patio Area | 828 sqft |
| Storage Building | 98 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1909 SALT MYRTLE LN |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-7064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 10 PACE ISLAND UNIT 5 AS REC O R 4676 PG 1815 |
| Legal Range | 26 |
| Legal Township | 04 |
| Legal Section | 28 |
| Legal Subdivision | PACE ISLAND |
| Legal Lot Number | 10 |
| Legal Unit | 5 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 30705 |
1909 Salt Myrtle Ln is owned and occupied by an individual who bought it in December 2022.
Source: Clay County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1909 SALT MYRTLE LN, FLEMING ISLAND, FL 32003-7064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Jan 6, 2017 | Grant Deed, Transfer CARDINAL INVS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2022 · Amount on File |
| Deed Sale | Dec 15, 2022 · Amount on File |
| Deed Document Number | 0046761815 |
| Deed Book / Page | 3932 / 2133 |
| Prior Transfer Date | Jan 6, 2017 |
| Prior Transfer Doc | 2017001014 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Dec 21, 2022 |
| Property Address | 1909 SALT MYRTLE LN, FLEMING ISLAND, FL 32003-7064 |
| Document Number | 0046761815 |
| Book / Page | 4676 / 1815 |
| Map Reference | MB 22 PG 13-19 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 2022073459 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2023 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2149 SALT MYRTLE LN, FLEMING ISLAND, FL 32003-7075 |
| Name | Verified Name |
|---|---|
| Address | 1909 SALT MYRTLE LN, FLEMING ISLAND, FL 32003-7064 |
| Document Number | 0046761817 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | 4676/1817 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Jan 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | 1-Year T-Bill |
| Max Rate | 10.3% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 6, 2017 |
| Property Address | 1909 SALT MYRTLE LN, FLEMING ISLAND, FL 32003-7064 |
| Document Number | 0039322133 |
| Book / Page | 003932 / 002133 |
| Instrument Date | Dec 19, 2016 |
| Instrument | 1014 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,110.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1909 SALT MYRTLE LN FLEMING ISLAND FL 320037064, FLEMING ISLAND, FL 32003-7064 |
| Document Number | 39322135 |
|---|---|
| Date | Jan 6, 2017 |
| Book Page | 003932/002135 |
| Instrument | 1015 |
| Name | CARDINAL INVS |
|---|---|
| Type | MERS |
| Address | KEALAKEKUA, HI 96750 |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 84 Months |
| Due | Jan 5, 2024 |
The 2025 property tax bill for 1909 Salt Myrtle Ln was $16,768 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,768.00 Homeowner's exemption | $1,139,577 | $1,221,131 Land $600,001 Building $621,130 |
| 2023 | $16,051.00 (+8.2%) Homeowner's exemption | $1,075,205 (+11.87%) Land $475,001 Building $600,204 | $1,075,205 (+11.87%) Land $475,001 Building $600,204 |
| 2022 | $14,835.00 | $961,110 Land $475,001 Building $486,109 | $961,110 Land $475,001 Building $486,109 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1909 Salt Myrtle Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 180 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 180 in force |
| Nearby Flood Claims | 36 (2012–2022) |
| Claims Outside the SFHA | 5 of 36 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1909 Salt Myrtle Ln is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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