1909 S Starling Dr, Gilbert, AZ 85295 Property Records

Maricopa County property record for 1909 S Starling Dr, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,737 sqft · built 2003
Lot Size	0.092 acres (4,050 sqft)
Owner	Company Name on Record
Last Sale	$467,100 (Apr 2022)
Tax Bill	$1,709 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Apr 2022 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-38-772`

Property Details

APN / Parcel Number

Primary APN	`304-38-772`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,737 sqft Living Area
1st Floor Area	693 sqft
2nd Floor Area	1,044 sqft

Exterior

Year Built	Built 2003
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	4,050 sqft (0.092 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1909 S STARLING DR
City	GILBERT
State	AZ
Zip	85295-5856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	GATEWAY VILLAGE MCR 606-38
Legal Range	06E
Legal Township	01S
Legal Section	25
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	GATEWAY VILLAGE
Legal Lot Number	226
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2039
Census Tract	815201

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Apr 22, 2022	Warranty Deed, Transfer OS NATIONAL LLC
Sep 22, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Nov 21, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 21, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Prior Sale	Sep 22, 2021 · Amount on Record
Deed Document Number	20220355990
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1909 S STARLING DR, GILBERT, AZ 85295-5856
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000871910
Date	Dec 5, 2022
Instrument	20220871910

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Type	Mortgage Company
Address	NEW YORK, NY 10036

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 22, 2022
Property Address	1909 S STARLING DR, GILBERT, AZ 85295-5856
Document Number	0000355990
Map Reference	MB 606 PG 38
Instrument Date	Apr 22, 2022
Instrument	20220355990
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Investor	Possibly a Property Investor

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 22, 2021
Property Address	1909 S STARLING DR, GILBERT, AZ 85295-5856
Document Number	0001022986
Map Reference	MB 606 PG 38
Instrument Date	Sep 22, 2021
Instrument	20211022986
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1909 S STARLING DR, GILBERT, AZ 85295-5856

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1909 S STARLING DR, GILBERT, AZ 85295-5856
Document Number	0000920273
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 S STARLING DR GILBERT AZ 852955856, GILBERT, AZ 85295-5856

Mortgage

Document Number	0000920273
Date	Dec 13, 2017
Instrument	920273

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2047

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Property Address	1909 S STARLING DR, GILBERT, AZ 85295-5856
Document Number	0000961067
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 S STARLING DR GILBERT AZ 852955856, GILBERT, AZ 85295-5856

Mortgage

Document Number	0000961067
Date	Dec 28, 2017
Instrument	961067

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,500 (+1.46%)	$375,000 (+1.46%) Land $75,000 Building $300,000
2025	$1,709.00 (-7.17%)
2024		$36,960	$369,600 Land $73,900 Building $295,700
2023	$1,841.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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