1909 S Oak St, Seffner, FL 33584 Property Records

Hillsborough County property record for 1909 S Oak St, Seffner, FL 33584

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,780 sqft · built 2006
Lot Size0.745 acres (32,447 sqft)
OwnerIndividual Name on Record
Tax Bill$3,424 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN066195-0000

Property Details

APN / Parcel Number

Primary APN066195-0000
Alternative APN
  • U10292029J000000000010

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,780 sqft Living Area
Gross Area4,158 sqft
1st Floor Area2,780 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2016
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area32,447 sqft (0.745 acres)
Lot Dimensions356 ft deep x 93 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area802 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0661950000
Street Address1909 S OAK ST
CitySEFFNER
StateFL
Zip33584-5225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-2
Legal DescriptionVARNES ELIZA SUBDIVISION TRACT 1 LESS PT BEG AT SE CORNER AND RUN N 150 FT W 93 FT S 186 FT THENCE NELY 93 FT TO POB LESS RD
Legal Range20E
Legal Township29S
Legal Section10
Legal SubdivisionVARNES ELIZA SUBDIVISION
Legal Tract1
Legal Lot Number1
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group3
Census Block3045
Census Tract12107

Owner

Source: Hillsborough County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1909 S OAK ST, SEFFNER, FL 33584-5225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1909 S OAK ST, SEFFNER, FL 33584-5225
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1909 S OAK ST, SEFFNER, FL 33584-5225

Mortgage

Document Number0000265091
DateMay 26, 2021
Instrument2021265091
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$199,451 (+2.7%)$430,075 (+0.52%) Land $84,409 Building $345,666
2025$3,424.00 (+13.34%) Homeowner's exemption$194,207 (+5.99%)$427,850 (+11.62%) Land $76,736 Building $351,114
2023$3,021.00 (+5.89%) Homeowner's exemption$183,237 (+3%)$383,308 (-13.8%) Land $65,225 Building $318,083
2022$2,853.00 Homeowner's exemption$177,900$444,669 Land $59,470 Building $385,199

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

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