1909 S Lamar Ave, Denison, TX 75021 Property Records

Grayson County property record for 1909 S Lamar Ave, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	963 sqft · built 1981
Lot Size	0.22 acres (9,601 sqft)
Owner	Individual Name on File
Last Sale	$137,800 (Jul 2021)
Tax Bill	$2,265 (2025)
Deeds & Mortgages	May 2025 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D040 3194059`

Property Details

APN / Parcel Number

Primary APN	`D040 3194059`
Alternative APN	`149498`

Interior

Stories	1 Story
Building Area	963 sqft Living Area
Gross Area	1,113 sqft
1st Floor Area	963 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2016
Lot Area	9,601 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Deck Area	108 sqft
Patio Area	258 sqft
Utility Building	253 sqft

Location & Zoning

Street Address	1909 S LAMAR AVE
City	DENISON
State	TX
Zip	75021-6734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH HIGHLAND ADDN, BLOCK 4, LOT 4 5, ACRES .2204
Legal Subdivision	SOUTH HIGHLAND ADDN
Legal Block	4
Legal Lot Number	4
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2007
Census Tract	600

Owner

1909 S Lamar Ave is owned and occupied by an individual who bought it in July 2021.

Source: Grayson County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1909 S LAMAR AVE, DENISON, TX 75021-6734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2025	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jul 21, 2021	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO
May 1, 2018	Warranty Deed, Transfer BENCHMARK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2021 · Amount on File
Deed Sale	Jul 21, 2021 · Amount on File
Prior Sale	Sep 30, 2016
Deed Document Number	202124708
Prior Transfer Date	Jan 1, 2005
Prior Transfer Doc	0000001191
Record Updated	Oct 29, 2026

May 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	May 14, 2025
Property Address	1909 S LAMAR AVE, DENISON, TX 75021-6734
Document Number	0000012191
Map Reference	VOL 162 PG 179
Instrument Date	May 14, 2025
Instrument	2025-12191
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	524 E ACHESON RD, DENISON, TX 75021-6445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 S LAMAR AVE, DENISON, TX 75021-6734

Mortgage

Document Number	0000012192
Date	May 14, 2025
Instrument	2025-12192

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Jul 21, 2021
Property Address	1909 S LAMAR AVE, DENISON, TX 75021-6734
Document Number	0000024708
Map Reference	VOL 162 PG 179
Instrument Date	Jul 20, 2021
Instrument	2021-00024708
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3612 WATONGA ST, 3612, FORT WORTH, TX 76107-3348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 S LAMAR AVE, DENISON, TX 75021-6734

Mortgage

Document Number	0000024709
Date	Jul 21, 2021
Instrument	2021-00024709

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0000024710
Date	Jul 21, 2021
Instrument	2021-00024710

Lender

Name	TEXAS DEPT OF HOUSING & CMNTY AFFAIRS
Type	Government Agency
Address	AUSTIN, TX 78711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	May 1, 2018
Property Address	1909 S LAMAR AVE, DENISON, TX 75021-6734
Document Number	0000009634
Instrument Date	Apr 24, 2018
Instrument	9634
Transaction Type	Transfer
Record Updated	May 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4607 TIMBERGLEN RD #611 DALLAS TX 752875243, 611, DALLAS, TX 75287-5243

Mortgage

Document Number	9635
Date	May 1, 2018
Instrument	9635

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1909 S Lamar Ave was $2,265 with a homeowner's exemption, down 17.8% from the year before.

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,265.00 (-17.76%) Homeowner's exemption	$172,006 Land $45,888 Building $126,118	$172,006 Land $45,888 Building $126,118
2024	$2,754.00
2023		$165,562 Land $40,128 Building $125,434	$165,562 Land $40,128 Building $125,434
2022	$2,936.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1909 S Lamar Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1909 S Lamar Ave is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak, Nextlink, T-Mobile, TekWav.

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