Delaware County property record for 1909 S Kathy Dr, Muncie, IN 47302
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,963 sqft · built 1964 |
| Lot Size | 0.201 acres (8,775 sqft) |
| Owner | Individual Name on File |
| Last Sale | $98,200 (Apr 2016) |
| Tax Bill | $1,104 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-11-20-205-011.000-003 |
| Primary APN | 18-11-20-205-011.000-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,963 sqft Living Area |
| 1st Floor Area | 1,963 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 8,775 sqft (0.201 acres) |
| Lot Dimensions | 1,350 ft deep x 650 ft wide |
| Garage Area | 406 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 11 20 205 011 000 |
|---|---|
| Street Address | 1909 S KATHY DR |
| City | MUNCIE |
| State | IN |
| Zip | 47302-2065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CREEKWOOD TERRACE LOT 25 |
| Legal Subdivision | CREEKWOOD TERRACE |
| Legal Lot Number | 25 |
| Jurisdiction | DELAWARE IN |
| Township / Civil Division | CENTER |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 500 |
1909 S Kathy Dr is owned and occupied by an individual who acquired it in October 2020.
Source: Delaware County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1909 S KATHY DR, MUNCIE, IN 47302-2065 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2023 | Deed of Trust, Mortgage HUD |
| Apr 12, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD |
| Oct 26, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2016 · Amount on File |
| Deed Sale | Apr 8, 2016 · Amount on File |
| Prior Sale | Aug 18, 2010 · Amount on File |
| Deed Document Number | 20163948 |
| Last Transfer Date | Oct 26, 2020 |
| Transfer Doc | 2020R14504 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE IN |
| Property Address | 1909 S KATHY DR, MUNCIE, IN 47302-2065 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023R03445 |
|---|---|
| Date | Mar 6, 2023 |
| Instrument | 2023R03445 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|---|
| Term | 480 Months |
| Due | Mar 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE IN |
| Property Address | 1909 S KATHY DR, MUNCIE, IN 47302-2065 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2022R05793 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 2022R05793 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 288 Months |
| Due | Apr 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELAWARE IN |
| Recording Date | Oct 26, 2020 |
| Property Address | 1909 S KATHY DR, MUNCIE, IN 47302-2065 |
| Document Number | 2020R14504 |
| Map Reference | PB10PG27 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 2020R14504 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1909 S KATHY DR, MUNCIE, IN 47302-2065 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1909 S Kathy Dr was $1,104, up 3.6% from the year before.
Source: Delaware County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Delaware County |
| County Subdivision | Center Township |
| Municipality | Muncie City |
| Unified School District | Muncie Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,104.00 (+3.56%) | $109,600 Land $10,500 Building $99,100 | $109,600 Land $10,500 Building $99,100 |
| 2024 | $1,066.00 (-1.3%) | ||
| 2023 | $1,080.00 (+11.11%) | $94,900 (-0.94%) Land $10,500 Building $84,400 | $94,900 (-0.94%) Land $10,500 Building $84,400 |
| 2022 | $972.00 (+8.97%) Homeowner's exemption | $95,800 Land $10,500 Building $85,300 | $95,800 Land $10,500 Building $85,300 |
| 2021 | $892.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1909 S Kathy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 2 (2026) |
| Most Recent Claim | Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1909 S Kathy Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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