1909 S 14th St, Waco, TX 76706 Property Records

McLennan County property record for 1909 S 14th St, Waco, TX 76706

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 3,360 sqft · built 1999
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Individual Names on File
Last Sale	$314,212 (Aug 2021)
Tax Bill	$8,413 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-002900-026700-9`

Property Details

APN / Parcel Number

Primary APN	`48-002900-026700-9`
Alternative APNs	`4800290002670090111` `162817`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,360 sqft Living Area
1st Floor Area	1,680 sqft
2nd Floor Area	1,680 sqft
Flooring	Carpet

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Duplex Single
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Driveway	Concrete Driveway
Driveway Area	2,988 sqft
Porch	Open Porch
Porch Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1909 S 14TH ST
City	WACO
State	TX
Zip	76706-3071
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	BAYLOR LOT 7 BLOCK 22 ACRES .1435
Legal Subdivision	BAYLOR
Legal Block	22
Legal Lot Number	7
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2009
Census Tract	1900

Owner

1909 S 14th St, a duplex, is owned by two individuals who bought it in August 2021.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14962 DORIA DR, AUSTIN, TX 78728-4459
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Vendor's Lien, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Mar 17, 2017	Vendor's Lien, Transfer · Commercial Mortgage ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2021 · Amount on File
Deed Sale	Aug 23, 2021 · Amount on File
Prior Sale	Mar 17, 2017 · Amount on File
Deed Document Number	202133909
Prior Transfer Date	Mar 16, 2017
Prior Transfer Doc	0000008515
Record Updated	Oct 29, 2026

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 23, 2021
Property Address	1909 S 14TH ST, WACO, TX 76706-3071
Document Number	0000033909
Map Reference	VOL 69 PG 108
Instrument Date	Aug 23, 2021
Instrument	2021033909
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14952 DORLA DRIVE, AUSTIN, TX 78728-4459

Mortgage

Document Number	0000033910
Date	Aug 23, 2021
Instrument	2021033910

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Mar 17, 2017
Property Address	1909 S 14TH ST, WACO, TX 76706-3071
Document Number	0000008515
Map Reference	VOL69 PG108
Instrument Date	Mar 16, 2017
Instrument	2017008515
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 PECAN DR, ELGIN, TX 78621-3107

Mortgage

Document Number	0000008516
Date	Mar 17, 2017
Instrument	2017008516

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1909 S 14th St was $8,413, up 7.5% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,000 (-8.34%) Land $104,875 Building $238,125	$343,000 (-8.34%) Land $104,875 Building $238,125
2025	$8,413.00 (+7.51%)	$374,191 Land $95,310 Building $278,881	$374,191 Land $95,310 Building $278,881
2024	$7,825.00
2023		$349,595 Land $95,310 Building $254,285	$349,595 Land $95,310 Building $254,285
2022	$7,837.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1909 S 14th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	Aug 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1909 S 14th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Pavlov Media, T-Mobile.

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