Union County property record for 1909 Overhill Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,574 sqft · built 1995 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Oct 2003) |
| Tax Bill | $3,204 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Jul 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-298-034 |
| Primary APN | 09-298-034 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,574 sqft Living Area |
| 1st Floor Area | 1,574 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,344 sqft (0.49 acres) |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1909 OVERHILL DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 MONRO |
| Legal Description | #17 DOGWOOD ACRES PB4 PG111 |
| Legal Subdivision | DOGWOOD ACRES |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20405 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1909 OVERHILL DR, MONROE, NC 28110-7811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 1, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2003 · Amount on Record |
| Deed Sale | Oct 3, 2003 · Amount on Record |
| Deed Document Number | 200347893 |
| Deed Book / Page | 3240 / 1 |
| Last Transfer Date | Oct 25, 2022 |
| Transfer Doc | 0008596563 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 25, 2022 |
| Property Address | 1909 OVERHILL DR, MONROE, NC 28110-7811 |
| Document Number | 0008596563 |
| Book / Page | 8596 / 563 |
| Map Reference | MB 4 PG 111 |
| Instrument Date | Oct 25, 2022 |
| Instrument | 36335 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000036336 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 36336 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.5% |
| Index | 5-Year CMT |
| Max Rate | 9.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 1, 2022 |
| Property Address | 1909 OVERHILL DR, MONROE, NC 28110-7811 |
| Document Number | 0008517374 |
| Book / Page | 8517 / 374 |
| Map Reference | MB 4 PG 111 |
| Instrument Date | Jul 6, 2021 |
| Instrument | 23871 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8332 WILLHILL RD, MINT HILL, NC 28227-4333 |
| Investor | Possibly a Property Investor |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $366,600 (-) Land $54,100 Building $312,500 | $366,600 (-) Land $54,100 Building $312,500 | |
| 2025 | $3,204.00 (+26.49%) | $366,600 (+57.81%) Land $54,100 Building $312,500 | $366,600 (+57.81%) Land $54,100 Building $312,500 |
| 2023 | $2,533.00 | $232,300 Land $32,400 Building $199,900 | $232,300 Land $32,400 Building $199,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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