St. Charles County property record for 1909 Oak Tree St, Saint Peters, MO 63376
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,820 sqft · built 2009 |
| Lot Size | 0.968 acres (42,149 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (May 1997) |
| Tax Bill | $4,980 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | T231000002 |
| Primary APN | T231000002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,820 sqft Living Area |
| Gross Area | 3,588 sqft |
| 1st Floor Area | 1,820 sqft |
| Basement Area | 1,768 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,149 sqft (0.968 acres) |
| Lot Dimensions | 312 ft deep x 99 ft wide |
| Garage Type | Attached |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 224 sqft |
| Patio Area | 585 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | T231000002 |
|---|---|
| Street Address | 1909 OAK TREE ST |
| City | SAINT PETERS |
| State | MO |
| Zip | 63376-6620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | WILLOTT RD SUBD ADJ LOT 1-A & 2-A LOT 2A |
| Legal Subdivision | WILLOT RD SUBD ADJ LOT 1-A & 2-A |
| Legal Lot Number | 2A |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | SPENCER CREEK |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 311212 |
1909 Oak Tree St is owned and occupied by two individuals who acquired it in October 2021.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1909 OAK TREE ST, SAINT PETERS, MO 63376-6620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 1997 · Amount on File |
| Deed Sale | May 5, 1997 · Amount on File |
| Deed Document Number | 199723415 |
| Deed Book / Page | 1935 / 1372 |
| Last Transfer Date | Oct 25, 2021 |
| Transfer Doc | 0000090041 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 1909 Oak Tree St was $4,980.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Peters City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,806 (-) | $388,453 (-) Land $66,667 Building $321,786 | |
| 2025 | $4,980.00 | $73,806 | $388,453 Land $66,667 Building $321,786 |
| 2023 | $67,039 (+13%) | $352,835 Land $60,000 Building $292,835 | |
| 2022 | $4,396.00 | $59,329 | |
| 2021 | $312,257 Land $49,500 Building $262,757 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1909 Oak Tree St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1909 Oak Tree St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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