Cabarrus County property record for 1909 Normandy Rd, Kannapolis, NC 28081
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,488 sqft · built 1966 |
| Lot Size | 0.425 acres (18,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Aug 2025) |
| Tax Bill | $1,282 (2023) |
| Deeds & Mortgages | Dec 2018 Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5604 82 1678 |
| Primary APN | 5604 82 1678 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,488 sqft Living Area |
| Gross Area | 1,636 sqft |
| 1st Floor Area | 960 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Split Level |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,500 sqft (0.425 acres) |
| Lot Dimensions | 185 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Asphalt Driveway |
| Driveway Area | 700 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Patio Area | 108 sqft |
| Storage Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 179854 |
|---|---|
| Street Address | 1909 NORMANDY RD |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28081-8803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LT 36 PRIVATE ACRES |
| Legal Subdivision | PRIVATE ACRES |
| Legal Lot Number | 36 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 41201 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1909 NORMANDY RD, KANNAPOLIS, NC 28081-8803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Dec 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 12, 2019 | Warranty Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG |
| May 20, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2025 · Amount on Record |
| Deed Sale | Aug 11, 2025 · Amount on Record |
| Prior Sale | Nov 12, 2019 · Amount on Record |
| Deed Document Number | 202517908 |
| Deed Book / Page | 17565 / 89 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1909 NORMANDY RD, KANNAPOLIS, NC 28081-8803 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0013317329 |
|---|---|
| Date | Dec 28, 2018 |
| Book Page | 13317/0329 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1909 NORMANDY RD, KANNAPOLIS, NC 28081-8803 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0015498197 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 15498/197 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Nov 12, 2019 |
| Property Address | 1909 NORMANDY RD, KANNAPOLIS, NC 28081-8803 |
| Document Number | 1383586 |
| Book / Page | 013835 / 000086 |
| Instrument Date | Nov 12, 2019 |
| Instrument | 31427 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1909 NORMANDY RD KANNAPOLIS NC 280818803, KANNAPOLIS, NC 28081-8803 |
| Document Number | 1383589 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 013835/000089 |
| Instrument | 31428 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 11, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1909 NORMANDY RD, KANNAPOLIS, NC 28081-8803 |
| Document Number | 13533158 |
| Instrument Date | May 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 1909 NORMANDY RD KANNAPOLIS NC 280818803, KANNAPOLIS, NC 28081-8803 |
| Document Number | 13533158 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 013533/000158 |
| Instrument | 13374 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | KANNAPOLIS, NC 28082 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Kannapolis City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $269,590 (-) Land $52,000 Building $217,590 | ||
| 2025 | $269,590 (+71.99%) Land $52,000 Building $217,590 | ||
| 2024 | $269,590 (+71.99%) Land $52,000 Building $217,590 | ||
| 2023 | $1,282.00 | $156,750 Land $28,000 Building $128,750 | $156,750 Land $28,000 Building $128,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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