1909 N Monticello St, Big Spring, TX 79720 Property Records

Howard County property record for 1909 N Monticello St, Big Spring, TX 79720

Property Summary

Property TypeSingle Family Home
Details1,490 sqft · built 1958
Lot Size0.234 acres (10,193 sqft)
OwnerCompany Name on Record
Tax Bill$970 (2025)
Deeds & MortgagesJul 2026 Mortgage
Feb 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APNB4500003600

Property Details

APN / Parcel Number

Primary APNB4500003600
Alternative APNs
  • R000006881
  • 283461
  • 440752

Interior

Building Area1,490 sqft Total Area

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Lot Area10,193 sqft (0.234 acres)

Location & Zoning

Account Number440752
Street Address1909 N MONTICELLO ST
CityBIG SPRING
StateTX
Zip79720-5031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 15 BK 2 MONTICELLO IRR 024 ACQ 02052021 0.234 ACRES
Legal SubdivisionTHE MONTICELLO ADDITION
Legal Lot Number15
JurisdictionHOWARD TX
Township / Civil DivisionBIG SPRING
Census Block Group2
Census Block2027
Census Tract950600

Owner

Source: Howard County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2 HIGHLAND CV, BIG SPRING, TX 79720-6634
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK
Feb 5, 2021Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF STANTON

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2016
Deed SaleJul 8, 2016
Prior SaleNov 30, 2015 · Amount on Record
Deed Document Number20166732
Deed Book / Page1554 / 136
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD TX
Recording DateJul 6, 2026
Property Address1909 N MONTICELLO ST, BIG SPRING, TX 79720-5031
Document Number0000003694
Book / Page2362 / 641
Instrument DateJul 1, 2026
Instrument20263694
Transaction TypeMortgage
Record UpdatedJul 20, 2026
Title CompanyBAY SURETY TITLE, SURETY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address2 HIGHLAND CV, BIG SPRING, TX 79720-6634

Mortgage

Document Number0000003694,
DateJul 6, 2026
Book Page2362/641
Instrument20263694
Lender
NameFIRST NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJul 1, 2031
Interest
Rate6.48%
Max Rate-1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD TX
Property Address1909 N MONTICELLO ST, BIG SPRING, TX 79720-5031
Transaction TypeMortgage
Record UpdatedApr 11, 2024
Title CompanySURREY TITLE COMPANY, SURETY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 HIGHLAND CV, BIG SPRING, TX 79720-6634

Mortgage

Document Number001970/506
DateFeb 5, 2021
Book Page1970/506
Instrument2021-00000978
Lender
NameFIRST NATIONAL BANK OF STANTON
TypeBank
AddressSTANTON, TX 79782
Agreement
TypeLine of Credit
AmountAmount Recorded
Term66 Months
DueAug 4, 2026

Tax Assessment & Valuation

Source: Howard County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityBig Spring City
CountyHoward County
Unified School DistrictBig Spring Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$970.00 (+34.16%)$49,772 (+7.5%) Land $8,792 Building $40,980$49,772 (+7.5%) Land $8,792 Building $40,980
2023$46,298 Land $5,040 Building $41,258$46,298 Land $5,040 Building $41,258
2022$723.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1986–2010)
Most Recent ClaimApr 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BIG SPRING
serves 27,282 people · EPA ID TX1140001
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Turbidity
resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vero Fiber
Fiber
2,300 / 2,300
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Wes-Tex Telecommunications
Fixed Wireless · Fiber in parts of the area
100 / 20
Nextlink
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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