1909 N Main St, Findlay, OH 45840 Property Records

Hancock County property record for 1909 N Main St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,585 sqft · built 1940
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Nov 2020)
Tax Bill	$2,801 (2025)
Deeds & Mortgages	Apr 2022 Mortgage May 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1011-072-08-010.000`

Property Details

APN / Parcel Number

Primary APN	`1011-072-08-010.000`
Alternative APN	`570000218670`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,585 sqft Living Area
1st Floor Area	1,057 sqft
Basement Area	1,057 sqft
Finished Basement	264 sqft
Unfinished Basement	793 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	284 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1909 N MAIN ST
City	FINDLAY
State	OH
Zip	45840-3875
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENWOOD ADD LOT 16
Legal Subdivision	GLENWOOD ADD
Legal Lot Number	16
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3021
Census Tract	500

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1909 N MAIN ST, FINDLAY, OH 45840-3875
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
May 12, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Nov 13, 2020	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Oct 3, 2018	Intrafamily Transfer, Transfer ASSURED TITLE, ASSURED TITLE AGENCY
Sep 12, 2018	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 18, 2017	Quit Claim Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	Sep 12, 2018 · Amount on Record
Deed Document Number	202011529
Deed Book / Page	2575 / 1232
Prior Transfer Date	Sep 10, 2018
Prior Transfer Doc	02546/0598
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1909 N MAIN ST, FINDLAY, OH 45840-3875
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 N MAIN ST, FINDLAY, OH 45840-3875

Mortgage

Document Number	02593/4639
Date	Apr 21, 2022
Book Page	2593/4639
Instrument	202200003765

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Dec 1, 2050

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1909 N MAIN ST, FINDLAY, OH 45840-3875
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 N MAIN ST, FINDLAY, OH 45840-3875

Mortgage

Document Number	02602/5627
Date	May 12, 2023
Book Page	2602/5627
Instrument	202300003081

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Nov 13, 2020
Property Address	1909 N MAIN ST, FINDLAY, OH 45840-3875
Document Number	02575/1232
Book / Page	2575 / 1232
Instrument Date	Nov 10, 2020
Instrument	202000011529
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	FLAG CITY TITLE AGENCY INC, FLAG CITY TITLEAGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1909 N MAIN ST, FINDLAY, OH 45840-3875

Mortgage

Document Number	202000011530
Date	Nov 13, 2020
Instrument	202000011530

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Oct 3, 2018
Property Address	1909 N MAIN ST, FINDLAY, OH 45840-3875
Document Number	02546/0598
Book / Page	2546 / 0598
Instrument Date	Sep 10, 2018
Instrument	201800008302
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 N MAIN ST, FINDLAY, OH 45840-3875

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Sep 12, 2018
Property Address	1909 N MAIN ST, FINDLAY, OH 45840-3875
Document Number	02545/0225
Book / Page	2545 / 0225
Instrument Date	Sep 10, 2018
Instrument	201800007652
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	ASSURED OH TITLE AGENCY INC, ASSURED TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 N MAIN ST, FINDLAY, OH 45840-3875

Mortgage

Document Number	201800007653
Date	Sep 12, 2018
Instrument	201800007653

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2033

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 18, 2017
Property Address	1909 N MAIN ST, FINDLAY, OH 45840-3875
Document Number	02522/1592
Book / Page	2522 / 1592
Instrument Date	Jun 28, 2017
Instrument	201700006049
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 N MAIN ST, FINDLAY, OH 45840-3875

Mortgage

Document Number	201700006050
Date	Jul 18, 2017
Instrument	201700006050

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,801.00 (+31.75%) Homeowner's exemption	$91,350 (+52.66%) Land $7,330 Building $84,020	$261,000 (+52.65%) Land $20,940 Building $240,060
2024	$2,126.00 (-0.14%)	$59,840 (-) Land $4,760 Building $55,080
2023	$2,129.00 Homeowner's exemption	$59,840 Land $4,760 Building $55,080
2022			$170,980 Land $13,600 Building $157,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	16 (1978–2025)
Claims Outside the SFHA	1 of 16
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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