McLennan County property record for 1909 N 15th St, Waco, TX 76707
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,776 sqft · built 1944 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,232 (2025) |
| Deeds & Mortgages | Apr 2023 Transfer Aug 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-039200-005600-0 |
| Primary APN | 48-039200-005600-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,776 sqft Living Area |
| Gross Area | 2,046 sqft |
| 1st Floor Area | 1,776 sqft |
| Flooring | Wood |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood |
| Roof Type | Wood Truss |
| Roof Material | Composition Shingle |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 165 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 464 sqft |
| Storage Building | 140 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Space Heater |
| Street Address | 1909 N 15TH ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76707-1503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | STURGIS SUB LOT 3 BLOCK 4 ACRES .1894 |
| Legal Subdivision | STURGIS SUB |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 1200 |
1909 N 15th St is owned and occupied by an individual.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1909 N 15TH ST, WACO, TX 76707-1503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2023 | Transfer on Death Deed, Transfer |
| Aug 6, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Apr 11, 2023 |
| Property Address | 1909 N 15TH ST, WACO, TX 76707-1503 |
| Document Number | 0000010078 |
| Map Reference | VOL 557 PG 597 |
| Instrument Date | Apr 11, 2023 |
| Instrument | 2023010078 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1909 N 15TH A ST, WACO, TX 76707-1505 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Aug 6, 2018 |
| Property Address | 1909 N 15TH ST, WACO, TX 76707-1503 |
| Document Number | 0000027707 |
| Instrument Date | Aug 3, 2018 |
| Instrument | 27707 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1909 N 15TH ST WACO TX 767071503, WACO, TX 76707-1503 |
The 2025 property tax bill for 1909 N 15th St was $1,232 with a homeowner's exemption, down 2% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,455 (+1%) | $183,982 (-0.78%) Land $25,245 Building $158,737 | |
| 2025 | $1,232.00 (-1.99%) Homeowner's exemption | $132,232 Land $22,940 Building $162,480 | $185,420 Land $22,940 Building $162,480 |
| 2024 | $1,257.00 | ||
| 2023 | $188,150 Land $22,940 Building $165,210 | $188,150 Land $22,940 Building $165,210 | |
| 2022 | $1,035.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1909 N 15th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1989) |
| Most Recent Claim | May 1989 · Severe Storms, Tornadoes & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1909 N 15th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Nextlink.
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