1909 Monument Rd, Rio Dell, CA 95562 Property Records

Humboldt County property record for 1909 Monument Rd, Rio Dell, CA 95562

Property Summary

Property Type	Rural Home
Lot Size	2.06 acres (89,956 sqft)
Owner	Individual Name on Record
Last Sale	$18,000 (Mar 1988)
Tax Bill	$2,657 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`205-041-043-000`

Property Details

APN / Parcel Number

Primary APN	`205-041-043-000`
Alternative APN	`20504143`

Exterior

Lot Area	89,956 sqft (2.06 acres)

Location & Zoning

Old Parcel Number	20504143
Street Address	1909 MONUMENT RD
City	RIO DELL
State	CA
Zip	95562-1812
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RS-B-6
Legal Description	PAR 2 PARMAP 1615 PMBK 14 PG 36
Legal Lot Number	1
Jurisdiction	HUMBOLDT CA
Township / Civil Division	GARBERVILLE
Census Block Group	3
Census Block	3042
Census Tract	11100

Owner

Source: Humboldt County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1909 MONUMENT RD, RIO DELL, CA 95562-1812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CAPITAL BANK
Apr 24, 2020	Deed of Trust, Mortgage · Line of Credit REDWOOD CAP BK
Nov 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 1988 · Amount on Record
Deed Sale	Mar 2, 1988 · Amount on Record
Deed Document Number	0018661375
Deed Book / Page	001866 / 001375
Last Transfer Date	Nov 25, 2019
Transfer Doc	0000021179
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	1909 MONUMENT RD, RIO DELL, CA 95562-1812
Transaction Type	Mortgage
Record Updated	Aug 7, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 MONUMENT RD, RIO DELL, CA 95562-1812

Mortgage

Document Number	0000009487
Date	Jul 17, 2023
Instrument	2023-009487

Lender

Name	REDWOOD CAPITAL BANK
Type	Bank
Address	EUREKA, CA 95501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	1909 MONUMENT RD, RIO DELL, CA 95562-1812
Document Number	0000007105
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 MONUMENT RD RIO DELL CA 955621812, RIO DELL, CA 95562-1812

Mortgage

Document Number	0000007105
Date	Apr 30, 2020
Instrument	7105

Lender

Name	REDWOOD CAP BK
Type	Bank
Address	EUREKA, CA 95501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Nov 25, 2019
Property Address	1909 MONUMENT RD, RIO DELL, CA 95562-1812
Document Number	0000021179
Instrument Date	Nov 22, 2019
Instrument	21179
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 MONUMENT RD RIO DELL CA 955621812, RIO DELL, CA 95562-1812

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Secondary School District	Fortuna Union High School District (09 - 12)
Elementary School District	Rio Dell Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,657.00 (+6.49%) Homeowner's exemption	$244,869 (+4.04%) Land $57,407 Building $187,462
2023	$2,495.00 (+0.4%) Homeowner's exemption	$235,363 Land $55,179 Building $180,184
2022	$2,485.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1997)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
101Netlink Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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