Cumberland Town property record for 1909 Mendon Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,476 sqft · built 1956 |
| Lot Size | 0.285 acres (12,415 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $294,900 (Apr 2020) |
| Tax Bill | $4,604 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Feb 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9988-91 |
| Primary APN | 9988-91 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,476 sqft Living Area |
| Gross Area | 3,492 sqft |
| 1st Floor Area | 984 sqft |
| Basement Area | 984 sqft |
| Unfinished Basement | 984 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,415 sqft (0.285 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 9988-91 |
|---|---|
| Street Address | 1909 MENDON RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-4388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 20 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 11405 |
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1909 MENDON RD, CUMBERLAND, RI 02864-4388 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Feb 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance UNION HOME MORTGAGE |
| Apr 21, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHPOINTE BANK |
| Dec 4, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2020 · Amount on Record |
| Deed Sale | Apr 21, 2020 · Amount on Record |
| Prior Sale | Jul 29, 2016 · Amount on Record |
| Deed Document Number | 2020113481 |
| Deed Book / Page | 1836 / 299 |
| Prior Transfer Date | Nov 19, 2019 |
| Prior Transfer Doc | 1822-679 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Sep 1, 2026 |
| Property Address | 1909 MENDON RD, CUMBERLAND, RI 02864-4388 |
| Document Number | 0000156778 |
| Book / Page | 2038 / 791 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 2026156778 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1909 MENDON RD, CUMBERLAND, RI 02864-4388 |
| Document Number | 0000156778, |
|---|---|
| Date | Sep 1, 2026 |
| Book Page | 2038/791 |
| Instrument | 2026156778 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 1909 MENDON RD, CUMBERLAND, RI 02864-4388 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001921-562 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | 1921/562 |
| Instrument | 130932 |
| Name | UNION HOME MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Apr 21, 2020 |
| Property Address | 1909 MENDON RD, CUMBERLAND, RI 02864-4388 |
| Document Number | 1836-299 |
| Book / Page | 1836 / 299 |
| Instrument Date | Apr 16, 2020 |
| Instrument | 113481 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 113482 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 113482 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Dec 4, 2019 |
| Property Address | 1909 MENDON RD, CUMBERLAND, RI 02864-4388 |
| Document Number | 1822-679 |
| Book / Page | 001822 / 000679 |
| Instrument Date | Nov 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1909 MENDON RD CUMBERLAND RI 028644388, CUMBERLAND, RI 02864-4388 |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,604.00 (+6.18%) | $459,900 (+30.14%) Land $216,400 Building $243,500 | $485,341 |
| 2025 | $4,336.00 (+5.58%) | $353,400 (-) Land $144,200 Building $209,200 | |
| 2023 | $4,107.00 (+6.15%) | $353,400 (+36.92%) Land $144,200 Building $209,200 | |
| 2022 | $3,869.00 | $258,100 Land $103,000 Building $155,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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