1909 Main St, Lexington, MO 64067 Property Records

Lafayette County property record for 1909 Main St, Lexington, MO 64067

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,870 sqft · built 1910
Lot Size	0.196 acres (8,520 sqft)
Owner	Individual Name on Record
Last Sale	$206,274 (May 2026)
Tax Bill	$1,024 (2025)
Deeds & Mortgages	Feb 2016 Mortgage Nov 2010 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-8.0-34-2-001-041.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-34-2-001-041.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,870 sqft Living Area
Basement Area	935 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,520 sqft (0.196 acres)
Lot Dimensions	142 ft deep x 60 ft wide

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1909 MAIN ST
City	LEXINGTON
State	MO
Zip	64067-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 3 BLK 8 FIRST ADDN TO LEXINGTON; 599-953, 707-918, 911-1094, 968-298, 2016DR0492, 2020DR4381
Legal Range	27
Legal Township	51
Legal Section	34
Legal Subdivision	FIRST ADDITION
Legal Block	8
Legal Lot Number	3
Jurisdiction	LAFAYETTE MO
Township / Civil Division	LEXINGTON
Census Block Group	1
Census Block	1013
Census Tract	90200

Owner

Source: Lafayette County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1909 MAIN ST, LEXINGTON, MO 64067-1715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2016	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Nov 8, 2010	Deed of Trust, Mortgage COMMUNITY BANK OF MISSOURI
May 28, 2026	Warranty Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORPORATION
Oct 8, 2020	Warranty Deed, Transfer · FHA Mortgage COMMUNITY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Oct 10, 2023
Deed Document Number	20262152
Record Updated	Sep 20, 2026

February 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	1909 MAIN ST, LEXINGTON, MO 64067-1715
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	MIDWEST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02016/0493
Date	Feb 8, 2016
Book Page	2016/0493
Instrument	2016DR0493

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2046

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	1909 MAIN ST, LEXINGTON, MO 64067-1715
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 MAIN ST, LEXINGTON, MO 64067-1715

Mortgage

Document Number	2010DR4258
Date	Nov 8, 2010
Instrument	2010DR4258

Lender

Name	COMMUNITY BANK OF MISSOURI
Address	PO BOX 188, RICHMOND, MO 64085

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2040

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	May 28, 2026
Property Address	1909 MAIN ST, LEXINGTON, MO 64067-1715
Document Number	0000002152
Instrument Date	May 28, 2026
Instrument	20262152
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 MAIN ST, LEXINGTON, MO 64067-1715

Mortgage

Document Number	0000002157,
Date	May 28, 2026
Instrument	20262157

Lender

Name	LEADER ONE FINANCIAL CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Oct 8, 2020
Property Address	1909 MAIN ST, LEXINGTON, MO 64067-1715
Document Number	2020DR4381
Instrument Date	Oct 6, 2020
Instrument	2020DR4381
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8957 JOHNSON DR, ODESSA, MO 64076-7217

Mortgage

Document Number	2020DR4382
Date	Oct 8, 2020
Instrument	2020DR4382

Lender

Name	COMMUNITY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Lexington City
Unified School District	Lexington R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,024.00 (+11.91%)	$14,573 (+14%)	$76,700 (+14%) Land $9,850 Building $66,850
2024	$915.00
2023		$12,783	$67,282 Land $8,642 Building $58,640

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON PWS serves 4,729 people · EPA ID MO1010464
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2019 Failure to filter resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: United Fiber.

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