Montgomery County property record for 1909 Locust Grove Rd, Silver Spring, MD 20910
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,320 sqft · built 1936 |
| Lot Size | 0.166 acres (7,222 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,592 (2025) |
| Deeds & Mortgages | Dec 2022 Second Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01429015 |
| Primary APN | 13-01429015 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Slate |
| Lot Area | 7,222 sqft (0.166 acres) |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Municipal |
| Account Number | 01429015 |
|---|---|
| Street Address | 1909 LOCUST GROVE RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20910-1304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | WOODSIDE HILLS SEC 1 |
| Legal Subdivision | WOODSIDE HILLS |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 702800 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1909 LOCUST GROVE RD, SILVER SPRING, MD 20910-1304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FEDCHOICE FCU |
| Nov 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Mar 5, 2018 | Deed of Trust, Mortgage · FHA Mortgage UNITED MORTGAGE CORP |
| Sep 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2009 |
| Deed Sale | May 27, 2009 |
| Prior Sale | Aug 15, 2006 · Amount on Record |
| Deed Document Number | 20099815 |
| Last Transfer Date | Oct 16, 2014 |
| Transfer Doc | 0493920026 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1909 LOCUST GROVE RD, SILVER SPRING, MD 20910-1304 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1909 LOCUST GROVE RD, SILVER SPRING, MD 20910-1304 |
| Document Number | 0666160242 |
|---|---|
| Date | Dec 29, 2022 |
| Book Page | 66616/242 |
| Name | FEDCHOICE FCU |
|---|---|
| Type | Credit Union |
| Address | LANHAM, MD 20706 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 54 Months |
| Due | Jun 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1909 LOCUST GROVE RD, SILVER SPRING, MD 20910-1304 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1909 LOCUST GROVE RD, SILVER SPRING, MD 20910-1304 |
| Document Number | 0645360153 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 64536/153 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1909 LOCUST GROVE RD, SILVER SPRING, MD 20910-1304 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0557240411 |
|---|---|
| Date | Mar 5, 2018 |
| Book Page | 55724/411 |
| Name | UNITED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1909 LOCUST GROVE RD, SILVER SPRING, MD 20910-1304 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0605050400 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 60505/400 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Mar 1, 2048 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $532,900 (+4.9%) | $557,800 (-) Land $341,600 Building $216,200 | |
| 2025 | $6,592.00 (+5.91%) | $508,000 (+6.02%) | $557,800 (+15.46%) Land $341,600 Building $216,200 |
| 2024 | $6,224.00 (+20.97%) | ||
| 2023 | $479,133 | $483,100 Land $341,600 Building $141,500 | |
| 2022 | $5,145.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2018–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures