1909 Jay St, Walnut Ridge, AR 72476 Property Records

Lawrence County property record for 1909 Jay St, Walnut Ridge, AR 72476

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,913 sqft
Owner	Individual Name on Record
Tax Bill	$1,126 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`850-00481-000`

Property Details

APN / Parcel Number

Primary APN	`850-00481-000`
Alternative APN	`18711`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,913 sqft Living Area
1st Floor Area	1,913 sqft
Utility Area	54 sqft
Flooring	Carpet

Exterior

Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Fiberglass
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Driveway	Concrete Driveway
Driveway Area	970 sqft

Exterior Amenities

Porch	Slab
Porch Area	76 sqft
Patio Area	260 sqft
Pole Barn	Pole Barn
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1909 JAY ST
City	WALNUT RIDGE
State	AR
Zip	72476-3504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WR0040 - BENSON 78
Legal Lot Number	119
Jurisdiction	LAWRENCE AR
Township / Civil Division	CAMPBELL
Census Block Group	3
Census Block	3009
Census Tract	470502

Owner

Source: Lawrence County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 CHARLESTON DR, WALNUT RIDGE, AR 72476-8542
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 31, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 3, 2012
Transfer Doc	2012/5664
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE AR
Property Address	1909 JAY ST, WALNUT RIDGE, AR 72476-3504
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 JAY ST, WALNUT RIDGE, AR 72476-3504

Mortgage

Document Number	02023/8364
Date	Sep 15, 2023
Book Page	2023/8364

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2043

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE AR
Property Address	1909 JAY ST, WALNUT RIDGE, AR 72476-3504
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 JAY ST, WALNUT RIDGE, AR 72476-3504

Mortgage

Document Number	2022/12744
Date	Dec 28, 2022
Book Page	2022/12744

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE AR
Property Address	1909 JAY ST, WALNUT RIDGE, AR 72476-3504
Transaction Type	Mortgage
Record Updated	Jun 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/5965
Date	May 31, 2022
Book Page	2022/5965

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Lawrence County
Municipality	Walnut Ridge City
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,838 (-) Land $3,000 Building $24,838	$139,190 (-) Land $15,000 Building $124,190
2025	$1,126.00 (+8.06%)	$27,838 (-) Land $3,000 Building $24,838
2024	$1,042.00 (+131.04%)
2023	$451.00 Homeowner's exemption	$27,838 Land $3,000 Building $24,838	$139,190 Land $15,000 Building $124,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 18, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Jun 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.5% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALNUT RIDGE WATERWORKS serves 5,823 people · EPA ID AR0000309
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Empower, delivered by CECC Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Right Fiber, Verizon.

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