1909 High St, Fort Smith, AR 72904 Property Records

Sebastian County property record for 1909 High St, Fort Smith, AR 72904

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,182 sqft · built 2019
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Mar 2022)
Tax Bill	$1,298 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13755-0023-00000-00`

Property Details

APN / Parcel Number

Primary APN	`13755-0023-00000-00`
Alternative APN	`80523`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,182 sqft Living Area
Gross Area	1,711 sqft
1st Floor Area	1,182 sqft
Flooring	Carpet

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	98 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	529 sqft
Driveway	Concrete Driveway
Driveway Area	736 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	98 sqft
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	80523
Street Address	1909 HIGH ST
City	FORT SMITH
State	AR
Zip	72904-3323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23
Legal Range	32
Legal Township	08
Legal Section	04
Legal Subdivision	HIGH PLACE
Legal Block	1
Legal Lot Number	23
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	1
Census Block	1018
Census Tract	200

Owner

1909 High St is owned and occupied by an individual who bought it in March 2022.

Source: Sebastian County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1909 HIGH ST, FORT SMITH, AR 72904-3323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2022 · Amount on File
Deed Sale	Mar 30, 2022 · Amount on File
Deed Document Number	20227570
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Mar 30, 2022
Property Address	1909 HIGH ST, FORT SMITH, AR 72904-3323
Document Number	2022F07570
Instrument Date	Mar 29, 2022
Instrument	2022F-07570
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	NOT AVAILABLE, MARTIN LAND & TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1606 RANNOCH TRCE, 1606, FORT SMITH, AR 72908-0796

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 HIGHT STREET, FORT SMITH, AR 72904-3323

Mortgage

Document Number	2022F07571
Date	Mar 30, 2022
Instrument	2022F-07571

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	4.75%
Index	1-Year CMT
Margin	3
Max Rate	7.75%

Tax Assessment & Valuation

The 2026 property tax bill for 1909 High St was $1,298 with a homeowner's exemption.

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,298.00 Homeowner's exemption	$36,436 (-) Land $4,500 Building $31,936	$182,180 (-) Land $22,500 Building $159,680
2025	$1,298.00 Homeowner's exemption	$36,436 Land $4,500 Building $31,936	$182,180 Land $22,500 Building $159,680
2023	$811.00 Homeowner's exemption	$21,300 Land $3,000 Building $18,300	$106,500 Land $15,000 Building $91,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1909 High St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	9 (1990–2019)
Most Recent Claim	May 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1909 High St is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 94% of Arkansas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20