1909 Hemlock Cir, Clayton, NC 27520 Property Records

Johnston County property record for 1909 Hemlock Cir, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,518 sqft · built 1986
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Dec 2019)
Tax Bill	$2,003 (2026)
Deeds & Mortgages	Jul 2022 Second Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05F01007J`

Property Details

APN / Parcel Number

Primary APN	`05F01007J`
Alternative APN	`2000224452`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,518 sqft Living Area
Gross Area	2,167 sqft
1st Floor Area	956 sqft
Attic	Attic
Attic Area	562 sqft
Basement Area	483 sqft
Unfinished Basement	483 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)

Exterior Amenities

Porch	Slab
Porch Area	131 sqft
Deck Area	Deck Area
Patio Area	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000224452
Street Address	1909 HEMLOCK CIR
City	CLAYTON
State	NC
Zip	27520-9195
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 97 WHITE OAK SEC 2 27/439
Legal Subdivision	WHITE OAK PLANTATION
Legal Lot Number	97
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLAYTON
Census Block Group	3
Census Block	3000
Census Tract	41110

Owner

1909 Hemlock Cir is owned and occupied by two individuals who bought it in December 2019.

Source: Johnston County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1909 HEMLOCK CIR, CLAYTON, NC 27520-9195
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COASTAL FCU
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC
Dec 13, 2019	Warranty Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2019 · Amount on File
Deed Sale	Dec 13, 2019 · Amount on File
Prior Sale	Mar 23, 2012 · Amount on File
Deed Document Number	2019639397
Deed Book / Page	5486 / 223
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	1909 HEMLOCK CIR, CLAYTON, NC 27520-9195
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000819939
Date	Jul 22, 2022
Book Page	6306/900
Instrument	2022819939

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 10, 2042

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	1909 HEMLOCK CIR, CLAYTON, NC 27520-9195
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000794667
Date	Feb 4, 2022
Book Page	6177/892
Instrument	2022794667

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company
Address	DUTTON, VA 23050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Dec 13, 2019
Property Address	1909 HEMLOCK CIR, CLAYTON, NC 27520-9195
Document Number	0000639397
Book / Page	005486 / 000223
Instrument Date	Dec 13, 2019
Instrument	639397
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1909 HEMLOCK CIR CLAYTON NC 275209195, CLAYTON, NC 27520-9195

Mortgage

Document Number	639398
Date	Dec 13, 2019
Book Page	005486/000225
Instrument	639398

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1909 Hemlock Cir was $2,003.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,003.00	$320,620 Land $80,000 Building $240,620	$320,620 Land $80,000 Building $240,620
2023	$1,643.00 (-0.9%)	$195,660 (-) Land $50,000 Building $145,660	$195,660 (-) Land $50,000 Building $145,660
2022	$1,658.00	$195,660 Land $50,000 Building $145,660	$195,660 Land $50,000 Building $145,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1909 Hemlock Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1909 Hemlock Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINSTON POINTE S/D private · serves 1,326 people · EPA ID NC4051012
Water Source	Purchased surface water from JOHNSTON CO-WEST
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hemlock Cir

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