1909 Heather Ct, Sturgis, SD 57785 Property Records

Meade County property record for 1909 Heather Ct, Sturgis, SD 57785

Property Summary

Property Type	Single Family Home
Details	3 bd · built 1996
Lot Size	0.178 acres (7,740 sqft)
Owner	2 Individual Names on Record
Last Sale	$188,500 (Dec 2017)
Tax Bill	$4,100 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01.09.02.28`

Property Details

APN / Parcel Number

Primary APN	`01.09.02.28`

Interior

Bedrooms	3 Beds

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	7,740 sqft (0.178 acres)

Location & Zoning

Street Address	1909 HEATHER CT
City	STURGIS
State	SD
Zip	57785-3327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HURLEY 1ST ADD'N LOT 28 BLK 2
Legal Subdivision	HURLEY FIRST ADD'N
Legal Block	2
Legal Lot Number	28
Jurisdiction	MEADE SD
Township / Civil Division	STURGIS
Census Block Group	1
Census Block	1077
Census Tract	20401

Owner

Source: Meade County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1909 HEATHER CT, STURGIS, SD 57785-3327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · VA Mortgage HIGHMARK FCU
Dec 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage PIONEER BANK & TRUST
Dec 20, 2017	Deed of Trust, Mortgage · Line of Credit SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Aug 14, 2020	Warranty Deed, Transfer
Dec 20, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2017 · Amount on Record
Deed Sale	Dec 20, 2017 · Amount on Record
Deed Document Number	20177800
Deed Book / Page	890 / 1136
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1909 HEATHER CT, STURGIS, SD 57785-3327
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00932/1040
Date	Aug 14, 2020
Book Page	932/1040
Instrument	20005458

Lender

Name	HIGHMARK FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1909 HEATHER CT, STURGIS, SD 57785-3327
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	896/1331
Date	Dec 20, 2017
Book Page	896/1331
Instrument	17007801

Lender

Name	PIONEER BANK & TRUST
Type	Bank
Address	STURGIS, SD 57785

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1909 HEATHER CT, STURGIS, SD 57785-3327
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	896/1345
Date	Dec 20, 2017
Book Page	896/1345
Instrument	17007803

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Type	Non-Lending Institution
Address	PIERRE, SD 57501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	Aug 14, 2020
Property Address	1909 HEATHER CT, STURGIS, SD 57785-3327
Document Number	916/1883
Book / Page	916 / 1883
Map Reference	MB 19 PG 32
Instrument Date	Aug 14, 2020
Instrument	20005457
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22620 171ST AVE, 22620, OWANKA, SD 57767-6117

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1909 HEATHER CT, STURGIS, SD 57785-3327

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	Dec 20, 2017
Property Address	1909 HEATHER CT, STURGIS, SD 57785-3327
Document Number	890/1136
Book / Page	890 / 1136
Map Reference	PL 19 PG 32
Instrument Date	Dec 19, 2017
Instrument	17007800
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Tax	$188.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	840 N YALE ST APT 3, 840, SPEARFISH, SD 57783-1829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 HEATHER CT, STURGIS, SD 57785-3327

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Municipality	Sturgis City
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,486 (-) Land $43,488 Building $261,998	$305,486 (-) Land $43,488 Building $261,998
2025	$4,100.00 (+13.83%) Additional exemption filed	$305,486 (+12.6%) Land $43,488 Building $261,998	$305,486 Land $43,488 Building $261,998
2024	$3,602.00 (-3.41%)
2023		$271,312 Land $43,488 Building $227,824
2022	$3,729.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 66% of South Dakota
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 7,020 people · EPA ID SD4600321
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Wisp West Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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