Lucas County property record for 1909 Garner Ave, Oregon, OH 43616
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,374 sqft · built 1945 |
| Lot Size | 0.099 acres (4,300 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $152,000 (Oct 2024) |
| Tax Bill | $1,189 (2024) |
| Deeds & Mortgages | Jan 2026 Mortgage Mar 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-75427 |
| Primary APN | 44-75427 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,374 sqft Living Area |
| Gross Area | 2,622 sqft |
| 1st Floor Area | 958 sqft |
| Attic | Attic |
| Attic Area | 832 sqft |
| Basement Area | 832 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Metal |
| Lot Area | 4,300 sqft (0.099 acres) |
| Lot Dimensions | 108 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1909 GARNER AVE |
|---|---|
| City | OREGON |
| State | OH |
| Zip | 43616-3719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 40-R2 |
| Legal Description | WOODVILLE HEIGHTS LOT 90 |
| Legal Subdivision | WOODVILLE HEIGHTS |
| Legal Tract | 101 |
| Legal Lot Number | 90 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | OREGON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 10100 |
Source: Lucas County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 6577, CAROL STREAM, IL 60197-6577 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Mar 9, 2022 | Transfer on Death Deed, Transfer |
| Feb 22, 2022 | Certificate of Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2024 · Amount on Record |
| Deed Sale | Oct 10, 2024 · Amount on Record |
| Deed Document Number | 202432673 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 1909 GARNER AVE, OREGON, OH 43616-3719 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1909 GARNER AVE, OREGON, OH 43616-3719 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001382 |
|---|---|
| Date | Jan 7, 2026 |
| Instrument | 202601070001382 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Mar 9, 2022 |
| Property Address | 1909 GARNER AVE, OREGON, OH 43616-3719 |
| Document Number | 0000011433 |
| Instrument Date | Mar 4, 2022 |
| Instrument | 202203090011433 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Feb 22, 2022 |
| Property Address | 1909 GARNER AVE, OREGON, OH 43616-3719 |
| Document Number | 0000008464 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 202202220008464 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1909 GARNER AVE, OREGON, OH 43616-3719 |
Source: Lucas County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Oregon City |
| Unified School District | Oregon City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,315 (-) Land $4,725 Building $30,590 | $100,900 (-) Land $13,500 Building $87,400 | |
| 2024 | $1,189.00 (+24.76%) Homeowner's exemption | $35,315 (+35.98%) Land $4,725 Building $30,590 | $100,900 (+35.98%) Land $13,500 Building $87,400 |
| 2023 | $953.00 (-3.05%) Homeowner's exemption | $25,970 (-) Land $4,130 Building $21,840 | |
| 2022 | $983.00 Homeowner's exemption | $25,970 Land $4,130 Building $21,840 | |
| 2021 | $74,200 Land $11,800 Building $62,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1980–2015) |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OREGON CITY serves 19,950 people · EPA ID OH4800911 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
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