1909 Field Ave, Saint Paul, MN 55116 Property Records

Ramsey County property record for 1909 Field Ave, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,696 sqft · built 1981
Lot Size	0.173 acres (7,536 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Aug 2022)
Tax Bill	$5,430 (2023)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-28-23-21-0092`

Property Details

APN / Parcel Number

Primary APN	`21-28-23-21-0092`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,696 sqft Living Area
Gross Area	1,496 sqft
1st Floor Area	1,096 sqft
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1981
Architectural Style	Ranch
Exterior Material	Concrete
Construction Type	Concrete
Lot Area	7,536 sqft (0.173 acres)
Lot Dimensions	130 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1909 FIELD AVE
City	SAINT PAUL
State	MN
Zip	55116-2673
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	CUKIER ADDITION LOT 6 BLK 1
Legal Range	23
Legal Township	28
Legal Section	21
Legal Quarter	2
Quarter-Quarter Section	1
Legal Subdivision	CUKIER ADDITION
Legal Block	1
Legal Lot Number	6
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	5
Census Block	5009
Census Tract	37601

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1909 FIELD AVE, SAINT PAUL, MN 55116-2673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Warranty Deed, Transfer · ARM 2004-0000166 LLC
Dec 18, 2017	Deed of Trust, Mortgage · Line of Credit HIGHLAND BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2022 · Amount on Record
Deed Sale	Aug 3, 2022 · Amount on Record
Prior Sale	Oct 9, 2014
Deed Document Number	T02738169
Record Updated	Jun 7, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 3, 2022
Property Address	1909 FIELD AVE, SAINT PAUL, MN 55116-2673
Document Number	0T02738169
Instrument Date	Aug 2, 2022
Instrument	T02738169
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 FIELD AVE, SAINT PAUL, MN 55116-2673

Mortgage

Document Number	0T02738170
Date	Aug 3, 2022
Instrument	T02738170

Lender

Name	2004-0000166 LLC

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	Other
Max Rate	10.5%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1909 FIELD AVE, SAINT PAUL, MN 55116-2673
Document Number	0002604974
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 FIELD AVE ST PAUL MN 551162673, ST PAUL, MN 55116-2673

Mortgage

Document Number	0002604974
Date	Dec 28, 2017
Instrument	2604974

Lender

Name	HIGHLAND BK
Type	Bank
Address	BLOOMINGTON, MN 55437

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 27, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,430.00 Homeowner's exemption	$395,900 Land $92,300 Building $303,600	$395,900 Land $92,300 Building $303,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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